Opinions & blogs

ESG: how do we conduct ourselves?

This is the third (and final) article in a series looking at Environment, Social...

Are longer-term fixes really cheaper than two-year deals?

Each month I like to ‘run the numbers’ in terms of the high LTV...

Don’t blame vendors for their selling decisions

Positive news around the supply of properties coming to market has been few and...

Getting to grips with vulnerability

As we all know there is, quite rightly, a huge focus on vulnerable customers...

Coming to the aid of victims of circumstance

Covid-19 has a lot to answer for. The past two years have been unprecedented...

Inflation’s silver lining will be bumper levels of borrowing

It’s no secret that the UK economy has entered an era of higher inflation...

Which type of sustainable business are you?

With employees and investors demanding greater sustainability, and governments legislating for it, organisations are...

BBR rises have to be set in a historical context

If the last couple of months have taught us anything, it’s that nobody has...

Bringing contractors into the fold

For those of us lucky enough to have remained in steady employment during the...

Residential properties will not escape EPC upgrades

As the mortgage industry eagerly awaits the government’s final proposals for what energy efficiency...

2022 will be the toughest year for fixed-income retirees

If people were in any doubt about what the cost of living crisis looks...

ESG: defining the ‘Social’

Last month we began a series of articles looking at Environment, Social and Governance...

How bridging can boost recovering businesses

Despite being only a few months into 2022, the year is already promising to...

A downbeat perspective is understandable but there are positives to be found

It wouldn’t surprise me at all, if you’re feeling somewhat discombobulated about life at...

COMMENT

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Latest news

The Coventry cuts limited company buy-to-let rates for brokers

Coventry for intermediaries has reduced selected limited company buy-to-let rates by up to 20...

Paragon Bank introduces limited edition 60% LTV buy-to-let products

Paragon Bank has expanded its buy-to-let range with a new tranche of 60% loan-to-value...

TwentyCi hires Nick Huntley to lead sales at TwentyEA and TwentyConvey

TwentyCi has appointed Nick Huntley as sales director for TwentyEA and TwentyConvey as the...

HSBC cuts mortgage rates by up to 34bps across core ranges

HSBC UK has reduced mortgage rates across its product range, with cuts of up...

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