Opinions & blogs

Advice is non-negotiable for first-time buyers

Getting into a first home has perhaps never been so difficult, ironically at a...

What a difference a year makes

12 months ago as we emerged from the first lockdown, housing/mortgage/property stakeholders who were...

Picking the right partner crucial for advisers working with FTBs

Mortgage advisers will have no doubt seen renewed interest from first-time buyers of late. The...

PI, DAs and the rising costs conundrum

When assembling and delivering a comprehensive network offering its vital to tap into areas...

Opening our arms to a new banking approach

The UK is widely recognised as a leader in Open Banking. This is largely...

The Bank Rate could rise sooner than expected

Remember when the Bank of England’s MPC BBR decisions were so widely anticipated and...

Credit limit reduction prompts debt consolidation conversation

You may have seen the news recently that Barclaycard has cut the credit limits...

How long will you live?

You have to be very careful how data is presented. I recently saw a social...

How to get the most from your BDM

Business development managers (BDM) are an integral part of the mortgage market, acting as...

Yields are going in the right direction

The quest for yield amongst landlord participants in the private rental sector is perhaps...

Firms need to get their vulnerable customer policies in order

Years ago, the notion and determination of who might be a ‘vulnerable customer’ would...

Government intervention in high LTV market – timely and necessary?

Government intervention in the mortgage market is always going to have its critics. After...

Cutting the cost of collapsed house purchases for clients

The property market is in extraordinary shape. The latest data from HM Revenue &...

Explore the options for your self-employed clients

The UK workforce is an ever-evolving beast. Changes in employment status, the opening up...

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COMMENT

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp Duty breach on a flat she owns in Hove. She...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

Latest news

South drives first annual asking house price fall since 2024

Asking prices for homes in Great Britain have slipped into annual decline for the...

Rents fall as inflationary pressures mount

Tenants are beginning to feel some respite as rents across Great Britain fall at...

Bank of England set to hold rates as inflation proves sticky

The Bank of England is expected to hold interest rates at 4% this week...

Mortgage pros stride for mental health on Thames Bridges Trek

Mortgage industry pros from Crystal Specialist Finance, Market Financial Solutions, Movin Legal, MT Finance, United...