Opinions & blogs

Government should support the PRS

Last year, when Britain announced its third Prime Minister within the space of a...

Is there a more traditional lending springboard around the corner?

As we edge closer to Spring and, historically speaking, the busiest time of year...

How will the Budget affect the PRS?

With the Bank of England meeting everyone’s expectation with its 50 basis points increase...

BBR – what happens next?

The start of February has kicked off with something of an interest rate bang...

Posing the principal questions around any expansion plans

Any new year brings new plans, fresh ambitions and a host of additional opportunities....

Using bridging to help BTL investors grow their portfolios

Looking back on the year, it’s hard to avoid the conclusion that things are...

How technology can help firms meet Consumer Duty rules

With the deadline for implementing the Consumer Duty standards fast approaching, the FCA recently...

Building on consumer demand for advice in 2023

At this time of the year, it’s impossible not to focus on what the...

Versatile approach essential to help clients looking to consolidate debts

It’s been a difficult couple of years for the nation’s finances. The pandemic put...

Rise in borrowers in debt for the first time

As borrowers’ disposable incomes continue to dwindle, it will only be a matter of...

Understanding the regional picture across the country

We are now almost through the first month of the year, and each passing...

Advisers are taking the PT bull by the horns

To say that product transfers (PTs) are a big deal in the mortgage market...

Housing market still defying gravity

Even when we least expect it, the housing market can throw a few surprises...

The big issues that brokers will face in 2023

It’s been a long and, at times, difficult year for the property market and...
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COMMENT

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

News

Paragon cuts buy-to-let rates by 20bps

Paragon Bank has reduced rates by 20 basis points (bps) across its buy-to-let mortgage...
Income protection

Homeowners risk mortgage safety net gaps

Many homeowners misunderstand the support available if illness, injury or redundancy leaves them unable...
News

Landbay cuts rates across Premier buy-to-let range

Landbay has cut rates across more than 50 products in its Premier buy-to-let range,...
Technology

Pure Retirement launches AI criteria chatbot for advisers

Pure Retirement has launched an AI-driven criteria chatbot to help advisers obtain lending criteria...

PROFILES