Opinions & blogs

Handling the time pressures within the later life advice space

Working under pressure is something that later life advisers, and indeed everyone in the...

What will lenders do to improve purchase figures?

The reaction, or might we even say lack of reaction, to the Bank of...

Markets calmed but mortgage pricing uncertainty remains

It appears that the calm and certainty the markets were crying out for has,...

What next for first-time buyers?

Over the past few weeks I’ve been thinking a lot about the situation for...

Are we at an EPC crossroads?

As the government continues to be occupied by the fallout from the mini-Budget, the...

Finding solutions in the current buy-to-let market

Options. Ask most advisers what they are seeking to provide their clients with, and I...

Make the most of that opportunity right now

For context, this piece was written on the afternoon of Friday 14th October. Given what...

Among all the rate changes, criteria is still king

As brokers know only too well, the mortgage market is moving at an extraordinary...

Protection as costs of living rise: a question of affordability and value?  

It’s no secret that the costs of living in the UK are rising, with...

Transparency and communication are key at times like these

Even for those of us who have been in the mortgage market for a...

Thriving through culture

The Covid pandemic provided businesses with a unique set of challenges. Some closed down...

How did we get here?

Lenders, intermediaries and borrowers have experienced a turbulent few weeks and there’s no denying...

When later life clients don’t want to keep it in the family

"You can choose your friends but you sho’ can’t choose your family, an’ they’re...

Advisers, I salute you

When the history of this period in the mortgage/housing market is written, I hope...

COMMENT

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Latest news

The Coventry cuts limited company buy-to-let rates for brokers

Coventry for intermediaries has reduced selected limited company buy-to-let rates by up to 20...

Paragon Bank introduces limited edition 60% LTV buy-to-let products

Paragon Bank has expanded its buy-to-let range with a new tranche of 60% loan-to-value...

TwentyCi hires Nick Huntley to lead sales at TwentyEA and TwentyConvey

TwentyCi has appointed Nick Huntley as sales director for TwentyEA and TwentyConvey as the...

HSBC cuts mortgage rates by up to 34bps across core ranges

HSBC UK has reduced mortgage rates across its product range, with cuts of up...

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