Opinions & blogs

Mortgage Charter is only a start – common sense approach still needed on credit

The Mortgage Charter has been a welcome initiative. Understandably there are plenty of borrowers...

Tapping into client potential

Client expectations have always been difficult to manage; however, for many, these expectations have...

Flying the flag for credit-worthy borrowers

In years gone by, the UK residential mortgage market could – at times –...

Brokers still unclear on what Consumer Duty means for them

Consumer Duty is a hot topic across the mortgage industry, with the implementation date...

The proximity of a General Election won’t improve market efficiency

Understandably, there is a lot of political heat being placed under the current mortgage...

Bridging the EPC gap

As a business, we’ve spent well over 20 years working with brokers to support...

You can only advise on the later life market as it stands now

Moving swiftly past the half-way point of the year, provides us with six months...

Bridging for BTL clients

In the current economic climate of rising interest rates and ongoing uncertainty in the...

The mortgage rate peak may still be some way off

In the mortgage market of late, big numbers tend to get big headlines, so...

Consumer Duty & later life lending

Given we are less than a month away from the implementation of the Consumer...

The power of TikTok in reaching a younger audience

Whether it be house prices, rising interest rates, or product withdrawals, the mortgage market...

Scouting the right tech partner

Like many fans, I still need to get my football fix during the pre-season...

It’s time for brokers to diversify into the specialist sector

The practice of diversifying your investments has long been a mantra of investors, to...

What are the Tories actually doing about the housing market?

There’s no doubt in our minds that we are currently in the middle of...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

results

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...
News

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...
News

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...
News

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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