Opinions & blogs

100% LTV mortgages will never be mass-market products

It’s fair to say the media has been dominated recently by talk of 100%...

It’s time we work more closely together, for everyone’s benefit

After having a stressful few years in the industry and seeing and hearing the...

0% green additional borrowing is the way forward

If you were to ask any homeowner whether they would like cheaper energy bills...

Flexible approach to JBSP can open doors for borrowers

There is no question that things remain challenging for those hoping to purchase a...

Landlords have good reason for increased PRS confidence

Running the rule over the latest BVA BDRC landlord research survey results, it is...

How could ChatGPT revolutionise the mortgage market?

Since its launch last November, ChatGPT has taken the world by storm, gathering momentum...

We need to address the focus on Bank Base Rate

March as a month certainly gave the mortgage market a lot to digest and...

Consumer Duty caution not necessarily baked in

As the advisory profession grapples with the Consumer Duty rules, and how firms intend...

Meeting the needs of the self-employed

Historically speaking, self-employed borrowers have faced an uphill battle when it comes to securing...

Documentation is key to complaint handling

When it comes to record-keeping and ensuring every single part of the advice is...

A time for firms to learn, explore and evaluate

The intermediary community has always been adept at embracing change and evolving to maintain...

Why being self-employed isn’t a barrier to mortgages at 50 or 90

It is generally thought that if a person is self-employed, their mortgage options are...

Finding ways to avoid the turbulence

Interest rate time horizons can be difficult to deal with at the best of...

March gave us a lot to think about

March as a month certainly gave the mortgage market a lot to digest and...
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COMMENT

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

Specialist

Hope Capital secures £35 million HTB funding line

Hope Capital Property Finance has secured a £35 million wholesale funding line from Hampshire...
Technology

Nottingham Building Society backs Instamo broker padel event

Nottingham Building Society has been confirmed as headline sponsor of Instamo's FastAdmin Broker Padel...
News

Warhol collection helps secure £310k loan for home improvements

A high-net-worth client has secured a £310,000 short-term loan against a collection of Andy...
Fraud

Brokers urged to strengthen sanctions checks

Mortgage and financial services firms are being urged to review their sanctions controls after...

PROFILES