Opinions & blogs

What are the Tories actually doing about the housing market?

There’s no doubt in our minds that we are currently in the middle of...

Consumer Duty: What should we do next?

Consumer Duty is almost here. Years in the making, and with the deadline now...

Changing working patterns aren’t supported by automated underwriting

It’s fair to say that our working lives, the way we are paid, the...

The ability to remortgage quickly and efficiently is vital in today’s market

For nearly 18 months, the cost of living headlines have tended to be dominated...

Landlord uncertainty grows as EPC delays drag on

As reports of landlords selling up continue to filter through, a recent debate in...

The shifting gears of the remortgage market

I’m sure that we’ve all seen the headlines and projected figures from a variety...

More versatility will help borrowers repair their credit hiccups

There can be no question that the last few years have put the finances...

The rise in demand for PMI and how to maximise all ancillary opportunities

The ongoing uncertainty in the UK economy brought about by rising interest rates and...

Taking a longer mortgage term if necessary should be championed, not chastised

The decisions facing prospective first-time buyers at the moment are interesting on so many...

H2 volumes, PTs, and how to secure value from every client interaction

News that almost 10% of all mortgage products were taken off the market in...

Transparency is vital to upholding equity release standards

The reasons why a client might want to take out an equity release product...

I don’t expect large house price fluctuations in either direction

As I write this, the Rightmove asking house price index has just been published,...

Missed opportunity for modular housing?

The UK’s modular housing sector has been dealt a blow with the news Legal...

Don’t overlook the strengths of the regulated bridging loan

There’s no denying the success of the bridging sector over recent years. It has...

COMMENT

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

Hope Capital secures £35 million HTB funding line

Hope Capital Property Finance has secured a £35 million wholesale funding line from Hampshire...

Nottingham Building Society backs Instamo broker padel event

Nottingham Building Society has been confirmed as headline sponsor of Instamo's FastAdmin Broker Padel...

Warhol collection helps secure £310k loan for home improvements

A high-net-worth client has secured a £310,000 short-term loan against a collection of Andy...

Brokers urged to strengthen sanctions checks

Mortgage and financial services firms are being urged to review their sanctions controls after...

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