Opinions & blogs

Maximising returns in a challenging market  

Given the continued uncertainty in the mortgage market and wider UK economy, reports of...

Mortgage Charter is only a start – common sense approach still needed on credit

The Mortgage Charter has been a welcome initiative. Understandably there are plenty of borrowers...

Tapping into client potential

Client expectations have always been difficult to manage; however, for many, these expectations have...

Flying the flag for credit-worthy borrowers

In years gone by, the UK residential mortgage market could – at times –...

Brokers still unclear on what Consumer Duty means for them

Consumer Duty is a hot topic across the mortgage industry, with the implementation date...

The proximity of a General Election won’t improve market efficiency

Understandably, there is a lot of political heat being placed under the current mortgage...

Bridging the EPC gap

As a business, we’ve spent well over 20 years working with brokers to support...

You can only advise on the later life market as it stands now

Moving swiftly past the half-way point of the year, provides us with six months...

Bridging for BTL clients

In the current economic climate of rising interest rates and ongoing uncertainty in the...

The mortgage rate peak may still be some way off

In the mortgage market of late, big numbers tend to get big headlines, so...

Consumer Duty & later life lending

Given we are less than a month away from the implementation of the Consumer...

The power of TikTok in reaching a younger audience

Whether it be house prices, rising interest rates, or product withdrawals, the mortgage market...

Scouting the right tech partner

Like many fans, I still need to get my football fix during the pre-season...

It’s time for brokers to diversify into the specialist sector

The practice of diversifying your investments has long been a mantra of investors, to...

COMMENT

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

Hope Capital secures £35 million HTB funding line

Hope Capital Property Finance has secured a £35 million wholesale funding line from Hampshire...

Nottingham Building Society backs Instamo broker padel event

Nottingham Building Society has been confirmed as headline sponsor of Instamo's FastAdmin Broker Padel...

Warhol collection helps secure £310k loan for home improvements

A high-net-worth client has secured a £310,000 short-term loan against a collection of Andy...

Brokers urged to strengthen sanctions checks

Mortgage and financial services firms are being urged to review their sanctions controls after...

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