Opinions & blogs

Are strides being made in the green mortgage market?

Back in October 2018 we introduced the Barclays Green Home Mortgage. As the first...

Networks choosing AR firms, as much as vice versa

For appointed representative (AR) firms, choosing the right network is perhaps the most important...

A little change can make a big difference to your GI sales

If you already sell mortgages or provide advice on investments, you may feel confident that you...

Here’s to the next 20 years of equity release

More than £32.6 billion of property wealth was released via 557,000 plans over the...

De-mystifying offset mortgages: part 2

In the second article in his two-part series, Jonathan Stinton, head of intermediary relationships...

Retirement can be taxing

Many headlines concentrate on the gross return various investments yield. Yet when income is...

The future of the holiday lets market

The pandemic has had a lot of consequences, from accelerating our use of technology,...

Reports of death of city centre living are greatly exaggerated

Not so long ago, I was asked to provide comment on what I thought...

We need to focus on holistic advice

When you read a headline which says, ‘Six out of 10 homeowners aged over...

Why the GI conversation is more important than ever

This is a sensitive subject in light of the pandemics impact on many people’s...

High LTVs are needed for the long-term

I am writing this on the so-called ‘Freedom Day’ – in England at least...

The consumer benefit of having someone to blame

There is plenty to be positive about in the world of mortgage advice, and...

Learning lessons from the first Stamp Duty deadline

June was an exceptionally busy month for everyone in the property market. In fact,...

Vital GI conversations aren’t taking place

Having children I know just how hard it can be to extract information when...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

South drives first annual asking house price fall since 2024

Asking prices for homes in Great Britain have slipped into annual decline for the...

Rents fall as inflationary pressures mount

Tenants are beginning to feel some respite as rents across Great Britain fall at...

Bank of England set to hold rates as inflation proves sticky

The Bank of England is expected to hold interest rates at 4% this week...

Mortgage pros stride for mental health on Thames Bridges Trek

Mortgage industry pros from Crystal Specialist Finance, Market Financial Solutions, United Trust Bank, Movin...