Opinions & blogs

We all need to work together to meet Stamp Duty deadline

Given the level of business and activity in the mortgage market over the past...

Income and spending in Covid

On November 15th The Resolution Foundation published a briefing note on the results of...

How confident can we be in consumer confidence?

In our market, and indeed the wider economy, we talk about ‘consumer confidence’ a...

Did Sunak miss a trick with the Spending Review?

There appears to be a lot of wailing and gnashing of teeth amongst a...

What a difference a year makes

I’m writing this on ‘Black Friday’ and have just seen some photos of Oxford...

How long will 85% remain a ‘high LTV’?

We’re constantly told that the mortgage market changes fast, and if there was any...

Data protection can’t be ignored

Even prior to the pandemic, most businesses have become dependent upon a robust IT...

The later life market has reacted well to the pandemic

So, Lockdown 2 in England is now underway, while by the time you read...

A very different lockdown

The second national lockdown in England is now underway and there does seem to...

The changing nature of making Christmas plans

‘The family can come to us next year – it’s our turn’. Or ‘We’ll...

Why advisers are having many different service experiences

In this market when it comes to service, it really is all relative. One...

Why service level transparency is more vital than ever

In this industry we talk a lot about transparency when it comes to service...

Portfolio landlords better catered for than ever

Few would deny that being a private rental sector (PRS) landlord over the past...

The advantages of being a self-employed mortgage adviser

Our world has changed dramatically over the past six months. This has led to...
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COMMENT

Buy-to-let

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh wave of tariffs could end up doing UK landlords a...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple of years now and there are tremendous opportunities for the...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is no longer theoretical, even in the mortgage industry; it’s now...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly deserve your success, and at any moment, someone will find...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return of 100% mortgages – most of it filled with doom-laden...

Latest news

Specialist

West One reduces residential mortgage rates by up to 30bps and introduces £1,000 cashback remortgage product

Specialist lender West One Loans has implemented a series of rate reductions across its...
News

Household credit creeps up as lenders point to more optimism… but at a cost

British households are borrowing more – and lenders are increasingly willing to let them...
News

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...
Appointments

Paragon Bank promotes Tim Sweetman to national account role

Paragon Bank has appointed Tim Sweetman as its new mortgages national account manager, marking...

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