Opinions & blogs

100 up, but who’s counting…

The concept of building a network followed a few conversations with directly authorised introducers...

Why the Bank of Mum & Dad isn’t going anywhere

This is an interesting time to be active in the mortgage space, particularly when...

The holy grail for lending

Ask any mortgage or credit provider to name their top 10 customer origination challenges...

Panel managers can be vital ally in avoiding legal delays

Buying a home is rarely a speedy process. Tackling that issue is one of...

London market pick up is good news

The London housing market often marches to its own beat and while what is...

PII is not a simple tick-box exercise

Calling something a ‘tick-box exercise’ generally deems it to be trivial or certainly an...

Putting your clients in the strongest position to move

The overall volume of property transactions may be lower than the heightened activity of...

Questions to open up commercial opportunities

One of the most critical challenges that brokers consistently face is ensuring that enough...

Second charges: source criteria to make informed decisions

We know from our conversations with mortgage brokers that the cost of living situation...

Why brokers value flexible buy-to-let lenders

Despite the many challenges landlords face, the truth is that the rental market remains...

Don’t leave clients in the dark about conveyancers

At our business, we speak to a lot of advisers who have got to...

Is the FPC ditching the wrong measure?

As you will no doubt have read, in a week from now the Bank...

The mutual benefits of professional financial advice

Mutuals have a long history of maintaining a strong presence in the local community...

Longer-term future of buy-to-let market still looking rosy

I’ll be the first to admit that when we ran our latest regular quarterly...

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COMMENT

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...