Opinions & blogs

2025 forecast for the bridging market

As we move into 2025, the bridging finance sector continues to prove its value...

Smart use of technology can help ARs succeed

Technology has become a far more central part of the way everyone works in...

The equity release market is dead… long live the later life lending market!

A few weeks ago, I struggled through the snow to attend the Equity Release...

Helping reduce the stress for borrowers with credit problems

Concerns regarding mortgage affordability have been a key topic in the industry over the...

Unlocking opportunities: helping customers to see beyond Product Transfers

Product Transfers (PTs) dominate the market for those customers coming to the end of...

Our journey in 2024’s bridging market

As we close the chapter on 2024, the UK bridging finance sector has demonstrated...

Second charge mortgages for buy-to-let cases

The hike in the stamp duty surcharge announced by Chancellor Rachel Reeves in the...

Keep the dream alive with bridging

The bridging market continues to deliver on helping clients achieve their goals in the...

Large lifetime loans offer useful option for high net worth clients

A big discussion point for many advisers and their clients recently has been the...

Bridging finance poised for growth amid stamp duty changes

One of the main headlines which emerged from the recent Budget is the impact...

Don’t discount the power of a discount mortgage

Discount mortgages are a frequently misunderstood area of the mortgage market, but for the...

Cyber security is a strategic imperative

You might well have seen the recent news of a major data breach within...

Will the Budget’s stamp duty rise affect the buy-to-let market?

It is an unsettling time for landlords. The recent Budget has undoubtedly presented challenges...

How can we eradicate conditional selling?

Estate agencies with in-house brokers who advise on non-commercial residential mortgages must surely fall...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

StrideUp raises property finance limit and expands HMO criteria

StrideUp has increased the maximum financing available through its buy-to-let purchase plan to £2.5...

OneDome shortlisted for three business awards

OneDome has been named a finalist in three categories at the Lloyds British Business...

PROFILES