Opinions & blogs

Time is everything for brokers trying to get a deal over the line

When I was appointed to lead the Cumberland's intermediary team in March 2023, one...

The impending stamp duty cliff-edge

The recent Budget has officially marked April 2025 as the end of the stamp...

Hope for new data bill to transform archaic homebuying experience

There is a growing need to transform the UK’s deplorable and archaic home buying...

Escaping to Europe for the expat life

As the days get a little bit colder and we start to turn up...

A new solution is needed for finding and nurturing broker talent

It’s certainly no secret that there is a real shortage of brokers in the...

Remember, remember the 28th of July

If you have read the headline then I think it is fair to say...

It has probably never been tougher

Being a mortgage adviser in 2024 is probably the hardest it has ever been....

UK mortgage market remains one of the most advanced in the world as change drives innovation

As Chancellor Reeves focuses on her ambitions to “return to economic stability” and create...

HM Land Reg fee hikes causing market disturbance

There’s a fee hike coming shortly for key conveyancing documents at HM Land Registry,...

Older borrowers won’t all be served by a mainstream-only approach

When it comes to the mortgage borrowing public in the UK, the numbers tend...

Alleviating ‘the loneliness of the long-distance adviser’

In today’s increasingly digital and remote-working world, many advisers might find themselves working at...

Consumer Duty: helping brokers understand and identify vulnerability

This summer marked the first anniversary of the new Consumer Duty rules and the...

Landlords should act now on energy efficiency

2030 of course seems like a very long time in the future. By then,...

Plan ahead with a Buy for University mortgage

The recently appointed Labour government has announced that it is set to impose a...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Distribution

Openwork adds Perenna and West One to mortgage panel

The Openwork Partnership has added Perenna and West One to its mortgage lending panel,...
News

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...
News

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...
News

StrideUp raises property finance limit and expands HMO criteria

StrideUp has increased the maximum financing available through its buy-to-let purchase plan to £2.5...

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