Opinions & blogs

The nightmare of UK homebuying needs reform

House sellers will be forced to disclose problems with their homes before sale under...

Goldilocks and the three bear markets

Are you familiar with C/2025 N1 (ATLAS) or you might know it by its...

Mark Bogard on policy, politics and the future of advice

When Mark Bogard, Chief Executive of Family Building Society, talks about Britain’s housing policy,...

Finding efficiency will keep branches as the beating heart of mutual sector

Whether you speak to customers or building societies, they will tell you just how...

Mortgages, mutuality, members and making a difference

Anyone working in the mortgage market knows that a key area of our measurement...

Stability is not a slowdown; it’s exactly what the bridging market needs

So, according to the recent Bridging & Development Lenders Association (BDLA) figures, bridging completions...

The rise of the silver pound

UK house prices may have cooled from their peak, but affordability pressures remain acute. Even...

Staggering stamp duty will make it easier for people to move

A proposal to spread stamp duty land tax payments across several years, in an...

Making Digital Sales Ready properties the norm, not the exception

Digital Sales Ready listings and upfront information have the potential to transform the home...

Supercharging affordability: a broker’s tool for unlocking complex cases

If you could choose a superpower, what would it be? The ability to see...

Selling isn’t shouting

In many industries, sales still carries the weight of old stereotypes: high pressure, slick...

When service beats software: why hands-on support is the real differentiator in conveyancing

For all the talk about technology reshaping the mortgage and conveyancing world, advisers know...

Future-proofing your lead generation

Leads are the lifeblood of any mortgage intermediary business, and while word-of-mouth referrals remain...

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Clydesdale to raise selected residential product transfer rates

Clydesdale is to increase selected residential product transfer rates by up to 0.23%. The changes...

Exeter Leukaemia Fund wins £20,000 MAB grant

The Mortgage Advice Bureau Foundation has awarded its one-off £20,000 Extra Funding Grant to...

No-deposit mortgages carry £73,000 London interest premium

London first-time buyers using a no-deposit mortgage could pay more than £73,000 in additional...

Conveyancing Association begins search for new chair

Nicky Heathcote is to step down as non-executive chair of the Conveyancing Association as...

PROFILES