Opinions & blogs

Beware of unregulated packagers

Occasionally in life you may need to call upon the services of a solicitor....

Why social media makes a difference

Firstly, a confession. When it comes to the world of social media I was...

Together we move forward

Both the bridging and term mortgage sectors have experienced a period of growth,...

Prepare for teething problems from MMR

If you wanted an idea about the importance lenders have placed on the Funding...

The importance of relationship management

House prices are booming again. Reports from Nationwide and Halifax show a surge in...

With short term loans, you get the long end of the stick

Shawbrook’s Commercial Mortgages division recently undertook the second of its quarterly broker surveys. The...

MMR – behind the headlines

This is the first of our commentaries on the detail behind the MMR, designed...

Insurance bills set to rise?

It’s likely that many of your clients are going to see the cost of...

Beware of a buy-to-let business grab

The countdown to MMR has begun in earnest and, as our industry is prone...

Too much evidence to ignore

I have been asked on many occasions to justify the relevance of the second...

Why client-adviser separation time is necessary

For all advisers the period up until the completion of a sale can be...

Bridging Finance – moving forward together

The bridging and short term property finance sector has continued to experience a period...

In this market, small is no good

To say that the last few months have been ‘interesting times’ in the legal...

Strange days indeed

Do read on. There is nothing in this blog which will interest you. If I...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

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