Opinions & blogs

Home ownership not going out of fashion

The notion of ‘Generation Rent’ seemed to be further enforced recently with the publication...

Onwards and upwards

After all the hype surrounding the arrival of MMR, the planet continues...

Is non-standard the new norm?

10 years ago, if you had applied to an insurer for household insurance with...

What’s the main priority for brokers when selecting a bridger?

Bridging has become a key investment and project facilitating source of finance, assisting borrowers...

Buyer beware

Sparked by reports of the fastest annual increase in national house prices for three...

Does development finance popularity show market is overheating?

In the past month or so I’ve seen an increasing amount written in the...

There is no froth in the market

How would you define ‘froth’? One of the definitions I’ve found refers to froth...

Huge scope for an increase in equity release business

The latest figures from the Equity Release Council reveal that the resurgence in the...

A period of stability will suit lenders

It took a while but April definitely saw the mainstream media finally cottoning on...

Steady as she goes

The 1 April deadline has now passed without too much fanfare or ceremony as...

The savvy are making the most of specialist buy-to-lets

Anyone who regularly casts their eyes over a newspaper will have noticed the increased...

The only way is up (still)

The bridging and short term property finance sector experienced a period of steady and...

A new generation of ‘silver’ landlords?

The pensions overhaul announced by the Chancellor in last month’s budget could result in...

BTL getting more competitive all the time

‘Subdued’ is not a word you often hear with regards to the UK property...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

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