Opinions & blogs

Don’t ditch a diversified approach

The very latest gross mortgage lending figures from the Council of Mortgage Lenders (CML)...

How can a secured loan be cheaper than a remo?

So, how can a secured loan be £215,000 cheaper than a remortgage? Well, lend...

Your Help to Buy responsibilities

The government’s Help to Buy scheme hit the headlines again earlier this month following...

Embrace technology – but be careful who you cosy up with

Apparently more than 400 insurance-related patents were filed last year with the use of...

You wait for one trade show…

'Tis the season of the Expo! Who would have thought we’d be saying/singing that...

Some people need just a little more help

It probably will come as no surprise to intermediaries that a recent study published...

Mortgage brokers must embrace impending secured loan regulation

With just a few months before the FCA issues its guidelines surrounding the forthcoming...

Flag waving for the regulator

Just how much does it take to persuade the broking community that secured loans...

There should be a distinction between mortgage and lifetime advice

The recent launch by provider, Hodge Lifetime, of its new ‘hybrid’ interest-only/lifetime mortgage product...

RICS has the wrong ‘idea’

It would seem that as soon as the housing and mortgage markets show any...

Non-traditional options for SMEs

If an SME is turned away from a high street lender, other options are...

How financial institutions are embracing change

The notion of a 'tipping point' became part of the public psyche after Malcolm...

Reasons to be cheerful (part ’13)

I’ve always been an optimistic type and the mortgage market is providing plenty of...

Good times for buy-to-let

The buy-to-let sector hardly needed any further stimulation, but received another shot in the...

COMMENT

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a member-first approach that feels a little different to the wider...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is that landlords are a single, uniform group. The reality is...

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Latest news

The Vernon hires internal BDM to expand intermediary reach

Vernon Building Society has appointed Damien Sabbaghe as intermediary business development manager as it...

Coventry trims first-time buyer and limited company buy-to-let rates

Coventry for intermediaries has cut selected mortgage rates for first-time buyers and limited company...

TRM adds to PMI team with supervision & development manager hire

The Right Mortgage & Protection Network has appointed Gemma Penkethman as PMI supervision &...

Rental yields rise across England and Wales as buy-to-let market enters more volatile period

Rental yields increased annually in every region of England and Wales in the first...

PROFILES