News

ModaMortgages unveils new £0 and 3% product fee options

Buy-to-let lender ModaMortgages has added new £0 and 3% product fee options to its...

Inspired Lending completes £980k East Sussex development exit

Short-term lender, Inspired Lending, has completed a £980,000 developer exit facility secured against a...

Buckinghamshire BS renames product ranges amid criteria update

Buckinghamshire Building Society has made a series of product updates and criteria improvements. As part...

MagiClick renews Vida Bank partnership following digital platform launch

Digital agency MagiClick has announced the renewal of its long-standing partnership with Vida Bank,...

iPipeline appoints Rachel Edwards as UK managing director to drive next growth phase

iPipeline has named Rachel Edwards as its new managing director for the UK, tasking...

New identity for Leaders Romans Group

Property services group, Leaders Romans Group, has rebranded to LRG. The new identity is designed...

Women face 50% income drop after divorce

New research from Legal & General (L&G) has revealed a stark financial divide between...

Next Intelligence expands panel with six lender additions

Mortgage club Next Intelligence has announced a significant expansion of its lender panel, adding...

Stamp duty shock: MAB calls for lender innovation to meet FTB demand

Following the Stamp Duty threshold returning to 2014 levels today, Mortgage Advice Bureau (MAB)...

Completions hit record highs in last five days

Completion volumes surged to unprecedented levels in the final days of March, with estimates...

Vernon BS marks centenary with record asset growth and £3.5m profit

Vernon Building Society has ended its 100th year on a high, reporting record growth...

London Credit provides £1.53m bridging loan for commercial property refinancing

London Credit has completed a £1.53 million bridging loan to refinance a commercial property...

Gatehouse Bank lowers home finance product rates and improves criteria

Gatehouse Bank has announced a series of product changes, including a 50 basis point...

UTB completes £234k second charge bridge to help customer buy retirement home abroad

United Trust Bank (UTB) has completed a £234,000 second charge bridging loan to enable...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Technology

Mortgage brokers have little to fear from AI, says Mortgageforce boss

Mortgage brokers should embrace artificial intelligence rather than fear it will ultimately replace them,...
Homebuying

Waiting for completion causes greater anxiety than saving for a deposit

Delays towards the end of the homebuying process are a greater source of anxiety...
Conveyancing

Leasehold delays put Christmas property completions under pressure

Homebuyers hoping to complete before Christmas face increasingly tight deadlines, with leasehold transactions and...
Technology

Conveyancing firms warned over risks of uncoordinated AI adoption

Conveyancing firms risk undermining the benefits of artificial intelligence unless they address weaknesses in...

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