News

Advisers urged to fill growing protection gap as L&G exits fracture cover market

Brokers are being urged to revisit the everyday protection needs of clients after Legal...

Regional imbalance deepens as development in London slows

The UK housing market is facing a stark regional imbalance as new data points...

LV= posts record £137m in protection claims as mental health support rises

LV= paid out a record £137 million in personal protection claims in 2024, up...

Funding 365 announces internal promotions to leadership roles

Specialist lender Funding 365 has elevated two of its long-serving team members to senior...

Bridging finance sector posts record efficiency as investment activity rises

Bridging finance activity remained steady in the first quarter of 2025, with the sector...

Virgin Money cuts fixed rates and unveils new exclusives

Virgin Money will implement a series of rate reductions and product launches across its...

Quantum Mortgages backs launch of Fort Bridging in strategic partnership

Quantum Mortgages has announced a collaboration with Fort Advice Bureau in support of the...

PEXA secures FCA approval ahead of major UK product expansion

PEXA, the Australian-founded digital property exchange platform, has secured regulatory approval from the Financial...

YBS Commercial drops rates and adds 55% LTV buy-to-let deals

YBS Commercial Mortgages has unveiled a series of rate cuts and new product launches...

LendInvest raises AVM threshold to 75% LTV on unregulated bridging products

LendInvest has announced that automated valuation models (AVMs) will now be accepted up to...

Saffron completes record-breaking £4.8m self-build loan with Propp

Saffron for Intermediaries has completed the largest self-build loan in its history, issuing a...

Trade tariffs and instability deepen economic pessimism, says Family Building Society

The UK economy faces a turbulent six months, with trade tariffs, political instability and...

Accord eases affordability checks to offer bigger mortgages

Accord Mortgages has overhauled its affordability assessment model, allowing it to lend up to...

Complex cases and BTL confidence drive mortgage search trends in early 2025

A new analysis of broker search activity has revealed a sharp rise in complex...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Stamp Duty

Badenoch pledges no IHT or stamp duty on family homes

Kemi Badenoch has pledged to remove inheritance tax from family homes and scrap stamp...
News

RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...
News

Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...
Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...

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