News

Marsden doubles overpayment allowance on expat residential mortgages

Marsden Building Society has announced a significant enhancement to its Expat Residential mortgage range,...

Finova rebrands as one in five UK mortgages now run on its technology

Finova, a provider of mortgage and savings technology, has launched a new brand identity...

West One overhauls second charge range with market-leading rates and expanded eligibility

West One has announced a major refresh of its second charge mortgage offering, introducing...

United Trust Bank appoints Alex Tyrwhitt to lead new structured property solutions division

United Trust Bank (UTB) has appointed Alex Tyrwhitt to the newly created position of...

OSB Group launches specialist property solutions team for complex cases over £5m

Specialist lender OSB Group has appointed a new specialist team, dedicated to supporting brokers...

RAW Capital Partners launches new fixed-rate terms with discounts for large loans and UK expats

RAW Capital Partners has introduced a new range of short- and medium-term fixed-rate mortgage...

LendInvest lowers buy-to-let rates across product range

LendInvest Mortgages has lowered interest rates across its buy-to-let (BTL) mortgage product range. All 2-year...

Pigeon secures multi-million-pound green loan for eco-friendly industrial development

Developer and property investor Pigeon has secured a multi-million-pound green loan from Virgin Money...

Keystone Property Finance cuts rates by up to 10 basis points

Keystone Property Finance has made reductions of up to 10 basis points on selected...

Bluestone mortgages eases credit criteria to expand mortgage access

Bluestone Mortgages has announced a series of credit policy and tiering updates across its...

Market Harborough Building Society reduces fixed mortgage rates

Complex case specialist Market Harborough Building Society has today reduced its residential and let...

Loughborough Building Society joins PMS Mortgage Club panel

Loughborough Building Society has joined the PMS Mortgage Club panel, expanding intermediary access to...

Atom bank reduces prime residential rates

Atom bank has cut interest rates on its prime residential mortgage range. The rates...

Moneyhub and Experian expand partnership to tackle rising consumer debt

Moneyhub has extended its partnership with Experian to launch the Credit Dashboard, a new...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Stamp Duty

Badenoch pledges no IHT or stamp duty on family homes

Kemi Badenoch has pledged to remove inheritance tax from family homes and scrap stamp...
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RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...
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Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...
Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...

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