News

Marsden adds new incentives to RIO mortgage offering

Marsden Building Society has announced a new round of enhancements to its Retirement Interest...

Gen H cuts high-LTV mortgage rates again as New Build Boost gains momentum

Residential mortgage lender Gen H has announced a fresh round of rate reductions for...

HTB trims bridging rates by 10bps

Hampshire Trust Bank (HTB) has announced a 10 basis point cut across its full...

MT Finance breaks 3% barrier with BTL rate cut

Specialist lender MT Finance has announced a reduction in rates across its buy-to-let range,...

Aspen completes £1.575m no-valuation bridge in nine days

Aspen Bridging has delivered a £1,575,000 no-valuation bridging loan in nine days to support...

Bridging finance proves more resilient than buy-to-let in high-rate environment

Bridging finance has shown greater resilience than buy-to-let (BTL) mortgages amid elevated interest rates,...

Paragon urges phased EPC reforms to avert rental sector disruption

Paragon Bank has called on the government to reconsider its proposed timetable for mandatory...

Monmouthshire Building Society adopts AI tech to accelerate mortgage approvals

Monmouthshire Building Society has announced a partnership with mortgage technology firm MQube in a...

Leeds BS cuts mortgage rates ahead of MPC decision

Leeds Building Society has announced rate reductions of up to 20 basis points across...

Countrywide Surveying Services launches data-driven engine for faster, smarter valuations

Countrywide Surveying Services has unveiled a new valuation decisioning platform aimed at transforming the...

OMS and Monument Technology join forces to deliver integrated lending platform

One Mortgage System (OMS) has partnered with Monument Technology in a move designed to...

StreamBank expands regional reach with new BDM for Midlands, Wales and the West

Specialist lender StreamBank has appointed Amy Robinson as business development manager for the Midlands,...

SM Advice launches BSL-translated social media service to tackle financial exclusion among the deaf community

SM Advice, a specialist social media management firm for financial services professionals, has launched...

HSBC narrows product switch window in phased move

HSBC has confirmed it is continuing with its phased reduction to the product switch...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Stamp Duty

Badenoch pledges no IHT or stamp duty on family homes

Kemi Badenoch has pledged to remove inheritance tax from family homes and scrap stamp...
News

RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...
News

Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...
Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...

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