News

OneFamily marks 50 years as a mutual championing financial wellbeing

OneFamily, the Brighton-based financial services mutual, will celebrate 50 years of customer ownership on...

FCA launches consultation to streamline mortgage rules

The Financial Conduct Authority (FCA) has launched a consultation on changes intended to simplify...

LiveMore unveils flexible 3+2-year fixed mortgage for over-50s

Specialist lender LiveMore has launched a new hybrid fixed-rate mortgage aimed at borrowers aged...

Paragon extends 80% LTV to existing borrowers

Paragon Bank has expanded the reach of its recently launched 80% loan-to-value (LTV) buy-to-let...

Working in Mortgages launches new charter and issues call to action

Working in Mortgages (WIM), the joint initiative between the Intermediary Mortgage Lenders Association (IMLA)...

LendInvest cuts 5-year rates and adds £400 residential cashback

LendInvest has reduced rates across its 5-year fixed term residential mortgage range and launched...

Hilco completes £11.5m bridging loan on Liverpool student block in two weeks

Hilco Real Estate Finance (HREF) has completed a £11.5m bridging loan on The Platform,...

LMS pilot cuts fall-throughs by 43% and shortens transaction times

A cross-industry pilot programme led by conveyancing technology provider LMS has slashed property transaction...

Skipton’s new mortgage gives FTBs a three-month payment holiday

Skipton Building Society has launched a new mortgage aimed exclusively at first-time buyers, offering...

Majority of specialist BTL brokers expect May rate cut

A clear majority of buy-to-let mortgage brokers are anticipating a reduction in the Bank...

Mortgage overpayments on the rise as confidence in UK housing steadies

UK homeowners are increasingly choosing to overpay their mortgages in a bid to shorten...

House sales dragging a month longer than expected

The average house sale in the UK is taking more than a month longer...

Bridging market predicts increase in demand

Confidence among brokers in the future of short-term lending is at its highest level...

The Market Harborough appoints chief risk officer

Market Harborough Building Society has appointed Wendy Fry as its new chief risk officer,...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

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Stamp Duty

Badenoch pledges no IHT or stamp duty on family homes

Kemi Badenoch has pledged to remove inheritance tax from family homes and scrap stamp...
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RICS: Housing market recovery falters as buyer demand weakens

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Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...

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