News

Fiduciam lowers rates across UK and EU lending markets

Fiduciam has announced significant interest rate reductions across its bridging and development loan products,...

Fall in April transactions following Stamp Duty holiday expiration

The UK housing market continued to falter in April as buyer demand and agreed...

LiveMore calls for clarity in later life lending

LiveMore, the mortgage lender specialising in products for those aged 50 to 90 and...

Lloyds Banking Group names new head of strategic & technology partnerships

Lloyds Banking Group has appointed Frances Cassidy to the role of head of strategic...

Virgin Money cuts BTL and residential rates

Virgin Money will introduce a fresh wave of rate reductions across its residential, buy-to-let...

Investec targets UK expats with bespoke buy-to-let mortgage offer

Investec Bank has launched a new buy-to-let mortgage proposition tailored specifically for high-net-worth UK...

OneFamily marks 50 years as a mutual championing financial wellbeing

OneFamily, the Brighton-based financial services mutual, will celebrate 50 years of customer ownership on...

FCA launches consultation to streamline mortgage rules

The Financial Conduct Authority (FCA) has launched a consultation on changes intended to simplify...

LiveMore unveils flexible 3+2-year fixed mortgage for over-50s

Specialist lender LiveMore has launched a new hybrid fixed-rate mortgage aimed at borrowers aged...

Paragon extends 80% LTV to existing borrowers

Paragon Bank has expanded the reach of its recently launched 80% loan-to-value (LTV) buy-to-let...

Working in Mortgages launches new charter and issues call to action

Working in Mortgages (WIM), the joint initiative between the Intermediary Mortgage Lenders Association (IMLA)...

LendInvest cuts 5-year rates and adds £400 residential cashback

LendInvest has reduced rates across its 5-year fixed term residential mortgage range and launched...

Hilco completes £11.5m bridging loan on Liverpool student block in two weeks

Hilco Real Estate Finance (HREF) has completed a £11.5m bridging loan on The Platform,...

LMS pilot cuts fall-throughs by 43% and shortens transaction times

A cross-industry pilot programme led by conveyancing technology provider LMS has slashed property transaction...

COMMENT

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

Latest news

Buying costs outpace house prices threefold since 2019

The cost of buying a home has risen more than three times faster than...

Nationwide appoints Kim Dickinson as intermediary product manager

Nationwide has appointed Kim Dickinson as lead product manager for intermediaries. Dickinson brings a wealth...

Metro Bank launches 100% LTV JBSP mortgage

Metro Bank has launched a 100% LTV Joint Borrower, Sole Proprietor (JBSP) mortgage. The mortgage...

Steve Hayes joins Specialist Hub

Steve Hayes has joined the Specialist Hub alongside Mike Brooks, with both now fully...

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