News

Leasehold reform one year on: ‘confusion, delay and unintended consequences’

One year after the Leasehold and Freehold Reform Act 2024 received Royal Assent, property...

Market Harborough BS to cut SVR and specialist rates

Market Harborough Building Society is set to implement a fresh round of mortgage rate...

Countrywide Surveying Services delivers 25 newly qualified surveyors into residential sector

Countrywide Surveying Services has reaffirmed its long-term investment in the future of residential valuation...

The Dudley’s gross mortgage lending grows 19% over two years

Dudley Building Society has reported continued growth in both lending and customer assets, with...

Buyers gain leverage as surge in listings softens UK house price growth

The UK housing market is entering a more price-sensitive phase as a growing supply...

FCA announces “once-in-a-generation” advice reforms to tackle UK’s financial guidance gap

Millions more consumers could benefit from help with their pensions and investments under sweeping...

HSBC UK streamlines product switch process for brokers

HSBC UK has announced a series of enhancements to its Product Switch application process...

Santander supports new build buyers with revised lending criteria

Santander UK has updated its affordability calculations for new build homes which should allow...

IMLA: 3.5 million still locked out of market

The number of would-be homeowners in the UK still waiting to enter the property...

Coventry for intermediaries lowers BTL and residential rates

Coventry for intermediaries has announced rate reductions of up to 10 basis points across...

Property transactions rebound in May after SDLT-related lull

Property transactions across the UK rose sharply in May following a subdued April, as...

The Leeds eases affordability rules

Leeds Building Society is reducing the stress rates it applies when assessing mortgage affordability,...

HSBC Life (UK) expands adviser support for protection market

HSBC Life (UK) is looking to strengthen its position in the UK protection market...

Atom bank cuts near prime rates for second time in June

Atom bank has announced its second reduction in near prime mortgage rates this month. The...

COMMENT

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

Latest news

MT Finance latest firm to offer World Cup time off

As mortgage firms gear up for England’s 1am World Cup clash against Mexico on...

Broker optimism grows as sub-4% rates edge closer

A series of mortgage rate cuts from lenders this week has sparked optimism among...

Renters face higher costs amid strong demand

Two in three (63%) recent movers ended up paying more rent than planned, as...

ModaMortgages cuts rates across limited-edition BTL range

ModaMortgages has announced a reprice of its limited-edition buy-to-let range, with rate reductions across...

PROFILES