News

Gen H’s deals now start at 4.89%

Gen H has announced a fresh round of rate cuts across its mortgage range,...

Labour faces eight-year delay on housing pledge, lender estimates

Labour is on course to miss its flagship housing target by almost a decade,...

Guernsey sets out new equity release rules ahead of 2026 market launch

The Guernsey Financial Services Commission has unveiled a new regulatory framework for equity release...

Selina Finance unveils dynamic pricing for second charge loans

Selina Finance has announced the launch of a new bespoke pricing model for its...

Pluto Finance appoints Eduardo Martin to lead Iberian expansion

Pluto Finance has announced the appointment of Eduardo Martin as lending director for Iberia,...

Virgin Money cuts fixed rates across residential and BTL

Virgin Money is set to reduce rates across a number of its fixed mortgage...

FCA confirms non-financial misconduct rules to restore trust in financial services

The Financial Conduct Authority (FCA) has confirmed that serious incidents of bullying, harassment and...

Court of Appeal rules mortgage capital demands fall outside ‘arrears’ protections

A landmark Court of Appeal judgment has clarified the scope of protections available under...

Younger workers show strong appetite for insurance against AI job loss

New research suggests that a significant majority of younger UK workers would purchase insurance...

Alison Pallett joins Market Harborough’s Lending Advisory Panel

Market Harborough Building Society has appointed Alison Pallett to its Lending Advisory Panel, adding...

Access FS partners with Afin Bank to boost mortgage access for diaspora communities

Access Financial Services has announced a strategic partnership with Afin Bank, a new entrant...

London Credit slashes commercial and semi-commercial rates

London Credit has reduced interest rates on its semi-commercial and commercial bridging products by...

Hinckley & Rugby unveils 4.81% discounted remortgage with fee-assisted legal support

Hinckley & Rugby for Intermediaries has launched a new two-year discounted remortgage product, priced...

Alternative Bridging completes £487k refinance for Nottinghamshire hotel owner

Alternative Bridging Corporation has completed a £487,500 commercial term loan for a Nottinghamshire-based hotel...

COMMENT

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

Latest news

MT Finance latest firm to offer World Cup time off

As mortgage firms gear up for England’s 1am World Cup clash against Mexico on...

Broker optimism grows as sub-4% rates edge closer

A series of mortgage rate cuts from lenders this week has sparked optimism among...

Renters face higher costs amid strong demand

Two in three (63%) recent movers ended up paying more rent than planned, as...

ModaMortgages cuts rates across limited-edition BTL range

ModaMortgages has announced a reprice of its limited-edition buy-to-let range, with rate reductions across...

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