News

FCA proposes stronger safeguards for BNPL borrowers

Buy now pay later (BNPL) customers are set to gain significant consumer protections under...

The Coventry relaxes stress test to boost borrowing power

Coventry for intermediaries has eased its mortgage stress testing criteria, enabling borrowers to secure...

Assetz Capital drops development finance rates

Assetz Capital has reduced its headline development finance rate for the third time in...

HTB backs second phase of North East housing scheme with £3.6m funding

Hampshire Trust Bank (HTB) has agreed a £3.6m development finance facility to support the...

LMS improves its remortgage technology with DART update

LMS has announced an update to its Decisioning and Automated Remortgage Technology (DART), aimed...

Pepper Money launches Flex proposition to ease broker access to inclusive mortgage options

Specialist lender Pepper Money has unveiled a new proposition, Pepper Flex, designed to streamline...

Paragon Bank marks 30 years since pioneering landlord mortgage

Paragon Bank is celebrating three decades since it entered the private rental sector, marking...

Affordability crunch: private renters struggling to save as housing costs soar

A growing divide between renters and homeowners is placing mounting pressure on first-time buyer...

ModaMortgages trims 5-year fixed rates in limited edition buy-to-let range

ModaMortgages has reduced rates by 5 basis points on selected limited edition five-year fixed...

Foundation Home Loans cuts rates and expands residential range

Foundation Home Loans has unveiled a raft of changes to its residential mortgage offering,...

Aspen cuts rates and unveils new no-valuation refurbishment bridge

Aspen Bridging has made changes to its refurbishment product range, including rate reductions and...

GB Bank expands lending team to meet new business target

GB Bank has made two senior hires to bolster its lending operations as it...

LendInvest upgrades mortgages portal to improve product transfers

LendInvest has introduced a suite of enhancements to its mortgages portal aimed at simplifying...

Alternative Bridging provides tattoo chain with £1.27m overdraft facility

Alternative Bridging Corporation has delivered a £1.267m funding boost to a fast-expanding tattoo parlour...

COMMENT

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

Latest news

MT Finance latest firm to offer World Cup time off

As mortgage firms gear up for England’s 1am World Cup clash against Mexico on...

Broker optimism grows as sub-4% rates edge closer

A series of mortgage rate cuts from lenders this week has sparked optimism among...

Renters face higher costs amid strong demand

Two in three (63%) recent movers ended up paying more rent than planned, as...

ModaMortgages cuts rates across limited-edition BTL range

ModaMortgages has announced a reprice of its limited-edition buy-to-let range, with rate reductions across...

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