News

Midlands set to overtake London as house-price cycle shifts

House prices are forecast to record modest growth next year as falling inflation and...

Hope Capital introduces no upfront legal undertaking for Scottish bridging deals

Hope Capital Property Finance has launched a no upfront legal undertaking for residential bridging...

FCA proposes cut to late return fee as part of broader streamlining

The Financial Conduct Authority (FCA) has launched a consultation on proposals to cut the...

Santander reduces rates ahead of 2026

Santander has made a further round of rate cuts, effective from 9 December, as...

Thirdfort adopts iProov identity checks in move to cut property fraud risk

Thirdfort has deployed iProov Dynamic Liveness across its compliance platform to combat identity fraud...

UK house prices hold steady as annual growth slows

UK house prices were flat in November, pausing after a 0.5% rise in October,...

Coventry for intermediaries reduces selected residential rates

Coventry for intermediaries has cut selected residential rates, with reduced options available for new...

Regulators outline new measures to accelerate growth of the mutuals sector

The Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) have published a joint...

Kensington Mortgages lowers buy-to-let rates

Kensington Mortgages has cut rates across its buy-to-let products with 2- and 5-year deals...

Together closes £200m Genesis asset-backed securitisation

Together Financial Services has completed a £200 million private warehouse securitisation as the specialist...

Prime London owners would need “severe downsizing” to avoid £2m mansion tax

The introduction of an annual levy on property value above £2 million has highlighted...

Skipton named Britain’s happiest place to live in 2025

Skipton has been named the happiest place to live in Great Britain, topping Rightmove’s...

Sikoia and Yavia partner to streamline adviser workflows and improve data accuracy

Sikoia, the automated customer verification provider, has formed a technology partnership with Yavia, the...

Santander sees surge in solo first-time buyers after lending rule changes

Santander UK has reported a sharp rise in applications from solo first-time buyers following...

COMMENT

The fall in BTL company formations isn’t the whole story

It is often the case with housing and mortgage market data that the headline figure attracts most of the attention, while some of the...

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Latest news

Government commits to licensing property agents but detail remains unclear

The government has committed to mandatory licensing and qualifications for property agents as part...

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

SortRefer expands faster conveyancing service after pilot cuts completion times

SortRefer has rolled out its Enhanced conveyancing service to all registered brokers after a...

Octane revives specialist buy-to-let range with loans up to £15m

Octane Capital has returned to the specialist buy-to-let market with a range offering loans...

PROFILES