News

December slowdown masks steadier footing for mortgage market heading into 2026

Mortgage activity eased sharply in December as the year-end lull set in, but annual...

Atom bank commercial mortgage book passes £1bn milestone

Atom bank has passed £1bn of commercial mortgages held on its balance sheet, underlining...

Developers look to steadier lending conditions for confidence

Improving conditions across the lending landscape are helping to lift developer confidence heading into...

Arc & Co. arranges £2.7m industrial investment loan in Bristol

Arc & Co. has completed a £2.675m investment loan secured against an industrial asset...

Interbridge Mortgages secures £300m funding line to support next phase of growth

Interbridge Mortgages has secured a new senior warehouse facility of up to £300m from...

Tanya Elmaz joins BDLA board

Tanya Elmaz, managing director of intermediary sales at property lender Together, has been co-opted...

CHL Mortgages rolls out free valuation HMO and MUFB range as buy-to-let rates ease

CHL Mortgages has launched a new set of limited-edition buy-to-let products offering free valuations...

Saffron brings development finance range to Brickflow platform

Saffron for Intermediaries has entered into a strategic partnership with Brickflow, placing its end-to-end...

Metro Bank lifts income multiples across residential mortgage range

Metro Bank has enhanced affordability across its residential mortgage range, increasing income multiples for...

Limited company ownership set to dominate future buy-to-let purchases

Nearly two thirds of landlords expect to buy future buy-to-let properties through limited company...

The Suffolk lowers holiday let fixed rates and cuts SVR by 25bps

Suffolk Building Society has reduced fixed rates across parts of its holiday let and...

Masthaven cuts bridging rates and broadens AVM use

Masthaven Finance has updated its bridging proposition with rate cuts across key products, wider...

Mortgage leaders prepare for four-day charity ride from Edinburgh to London

Senior figures from across the mortgage industry are preparing to cycle 456 miles in...

Scotland tipped to lead UK house price growth in 2026

Housing markets across Scotland and northern England are poised to deliver the strongest house...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

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