News

Uinsure unveils #QualityMattersMost campaign

Uinsure has launched a campaign to promote greater quality in the general insurance sector. Following...

Newcastle Intermediaries joins Paradigm panel

Paradigm Mortgage Services has added Newcastle Intermediaries to its mortgage lender panel. Member firms of the...

OneSavings Bank revamps ICR requirements

OneSavings Bank has made changes to its interest coverage ratio (ICR) requirements for all...

Provident Financial subsidiary fined £1.97m by FCA

The Financial Conduct Authority (FCA) has imposed a fine of £1,976,000 on credit card...

Virgin Money posts 28% rise in profits

Virgin Money has reported that mortgage balances increased in 2017 by 13% to £33.7...

Positive start to 2018 for Scottish rental market

Your Move has found that rents in Scotland continued to trend upwards in the...

Cities to close house price growth gap on London

Large regional cities like Edinburgh, Birmingham and Manchester look set for a 20% to...

PFS to hold Power Live event in the summer

The Personal Finance Society is extending its professional development programme with a series of...

FCA provides update on public register consultation

The Financial Conduct Authority (FCA) will consult on proposals later this year in order...

2017 bridging completions up 25% on previous year

The Association of Short Term Lenders (ASTL) has reported that the final quarter of 2017 saw...

Commercial sales promotions at Shawbrook

Shawbrook Commercial Property has announced the promotions of Daryl Norkett and Rob Holt within...

Landbay launches new HMO range

Landbay has unveiled a new range of buy-to-let products, with a specific focus on...

January mortgage lending up almost 10% year-on-year

UK Finance has estimated that gross mortgage lending in January totalled £21.9bn, 9.7% more...

Mint Bridging hires experienced underwriter

Bridging lender Mint Bridging has recruited Roxann Robinson as an underwriter. She joins the team, headed...
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COMMENT

Cover

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Latest news

Buy-to-let

Landbay adds 70% LTV Premier products and cuts small HMO rates

Landbay has added eight five-year fixed-rate products at 70% loan-to-value to its Premier range...
events

Nivo to launch broker roundtable series in Manchester

Nivo is launching a series of private broker roundtables, beginning with a lunch at...
Regulation

Landlords move to sell portfolios before Renters’ Rights Act takes effect

Law firm Thackray Williams has reported a wave of instructions from landlords looking to...
Distribution

Gen H widens Scottish broker access after MAB pilot

Gen H has opened its Scottish distribution to all brokers on its panel, following...

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