Landbay has added eight five-year fixed-rate products at 70% loan-to-value to its Premier range and cut rates across selected small HMO products.

The buy-to-let lender said the new products are aimed at landlords seeking lower loan-to-value options within its Premier range, which is available to individual and limited company landlord borrowers with up to 15 mortgaged properties.

The new Premier additions include standard and remortgage AVM products, with fee options of zero, 2%, 3% and 5%.

Rates on selected new Premier five-year fixes start from 4.52% with a 5% fee, rising to 5.52% with no fee. Options are also available with 2% and 3% fees, with equivalent remortgage AVM products offered at the same pricing.

Landbay has also reduced rates across its 75% loan-to-value two-year fixed small HMO products, including product transfers.

Following the reductions, the two-year 75% loan-to-value fixes now start from 4.74% with a 3% fee and rise to 5.74% with a 1% fee. Product transfer equivalents are available from 4.79% with a 3% fee and 5.79% with a 1% fee.

The lender said the changes were designed to give brokers a wider range of competitively priced options as landlords balance cost, leverage and longer-term certainty.

Rob Stanton, sales and distribution director at Landbay, said: “The market continues to place a strong emphasis on value and certainty, particularly for landlords looking to secure longer-term fixed rates at lower LTVs. By introducing these new 70% LTV five-year fixes, we are giving brokers additional options to support that demand with a clear and flexible pricing structure.

“At the same time, we know that Small HMOs remain an important part of many landlord portfolios, often requiring a more tailored approach. Reducing rates across these products, including for existing borrowers through PT options, ensures advisers have competitive solutions available for both new and refinancing cases.

“Our focus remains on maintaining a straightforward, well-structured range that gives brokers the confidence to place business efficiently. By combining targeted product additions with rate reductions, we are continuing to provide the choice and support needed across a wide range of landlord scenarios.”