News

Secure Trust hires new portfolio & structuring director  

Secure Trust Bank Commercial Finance has appointed Graham Brew as a portfolio & structuring director ...

Advise Wise joins Equity Release Council

Advise Wise has become the latest member of the Equity Release Council. Advise Wise will...

Paradigm announces sixth annual award winners

Paradigm Mortgage Services and Paradigm Protect have revealed the winners of its annual Lender...

Cirencester Friendly pilots HCB Group tele-triage service

Cirencester Friendly has appointed the HCB Group to support claimants during the Coronavirus crisis. The income...

OMS begins integration with United Trust Bank

One Mortgage System (OMS) has initiated a stage one integration with United Trust Bank...

Gatehouse Bank raises FTV limits

Gatehouse Bank has introduced 75% Finance to Value (FTV) limits on its buy-to-let and...

IMLA: first-time buyers key to economic recovery

The Intermediary Mortgage Lenders Association (IMLA) is calling on the government to assess the...

Hope Capital launches Custom Collection to personalised bridging loans

Hope Capital is to launch its new Custom Collection range of bridging loans. This collection...

Accord ups max loan size and removes property value restrictions

Accord Mortgages has removed all property value restrictions and returned its maximum loan size...

Later life lending: rate still king for advisers

Rate is the most important factor cited by advisers when recommending a later life...

Nationwide reduces fixed and tracker rates

The Nationwide Building Society is cutting rates on selected two, three, five and 10-year...

Average IP claimant at the Exeter just 34

The Exeter has revealed that the average age of a claimant on its Income...

Covid-19: LV= unveils premium reduction option

LV= is introducing a premium reduction option for existing protection policyholders. The provider said the...

NatWest adds additional borrowing to product transfers

NatWest has changed its product transfer process by enabling an application for additional borrowing...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES