Nationwide has launched a new four-year Flexclusive fixed rate mortgage for both homebuyers and remortgage customers who hold a FlexAccount with the society as their main current account.~

It comes with a rate of 3.89% for loans up to 70% LTV. There is no product fee as well as a free valuation and standard legal work.

The offer is also extended to Save to Buy customers holding a main FlexAccount, who have been saving for at least six months to accrue a deposit in a Save to Buy savings account.

Tracie Pearce, head of group mortgages, products and pricing, said: “Being on your side and rewarding customer loyalty isn’t a short term measure for Nationwide; it’s at the heart of everything we do. The introduction of this new market-leading mortgage offer is yet another example of this, and is particularly welcome as many customers consider measures to future-proof their payments.

“Often the best deals come with high upfront costs which can be a real barrier to many wanting to enjoy the security of fixed rate payments – that’s why, with no product, valuation or standard legal fees, this is a great all-round solution.”

New rates include:

Four year fixed rate available at 3.89% up to 70% LTV
£0 product fee
£99 upfront non-refundable booking fee
Free standard valuation and legal service for both home movers and remortgage customers

Four year fixed rate available at 5.99% up to 90% LTV
£0 product fee
£99 upfront non-refundable booking fee
Free standard valuation and legal service for both home movers and remortgage customers

Nationwide is also revising the rates offered on its 5 year tracker rate mortgages, which now start at 3.29% (BBR+2.79%) up to 70% LTV.

The previous Stamp Duty cashback offer is now withdrawn with immediate effect.