Remortgages

Virgin Money raises selected mortgage and product transfer rates

Virgin Money will increase a range of selected purchase, remortgage and product transfer rates...

Modified affordability remortgages more than double after FCA rule change

The number of borrowers switching to a new lender using modified affordability assessments more...

Hinckley & Rugby unveils discount remortgage deals for lower-LTV borrowers

Hinckley & Rugby for Intermediaries has launched two exclusive discount mortgages aimed at brokers...

Virgin Money raises selected mortgage rates by up to 75bps

Virgin Money is increasing selected purchase, remortgage, buy-to-let and product transfer rates from Thursday...

Clydesdale Bank withdraws selected residential fixed rate products

Clydesdale Bank is withdrawing a limited number of residential fixed rate mortgage products. The lender...

Virgin Money raises selected mortgage and buy-to-let rates

Virgin Money is increasing a range of residential, remortgage, buy-to-let and product transfer fixed...

Family Building Society returns to fixed-rate lending with reduced mortgage range

The Family Building Society has returned to the mortgage market with a limited range...

Neurodiversity Celebration Week: Strength in different thinking

In an industry built on detail, judgement, resilience and relationships we often focus on...

Mortgage searches edge higher year-on-year in February

Mortgage search activity eased back from January’s early-year spike in February, but remained ahead...

Precise waives valuation fees on residential loans up to £400k

Precise has introduced free standard valuations on residential properties worth up to £400,000 as...

Virgin Money increases selected mortgage rates ahead of Friday changes

Virgin Money is increasing a range of residential mortgage rates across purchase, remortgage and...

Foxtons financial services revenue climbs 10%

Foxtons increased revenue from its financial services division by 10% in 2025, supported by...

Santander’s higher LTV cuts see 98% first-time buyer deal below 5%

Santander UK will lower the rate on its recently launched My First Mortgage to...

The Yorkshire cuts mortgage rates by up to 28bps

Yorkshire Building Society has reduced rates across its mortgage range, with cuts of up...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Overseas funds used by almost one in 10 home buyers

Almost one in 10 home buyers use money originating overseas to fund all or...

Two-thirds of landlords’ HMOs achieve EPC ratings of A to C

Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have...

HMRC nets £104m from landlord tax disclosures

HM Revenue & Customs recovered £104 million from voluntary landlord tax disclosures in 2025/26...

Bruton Knowles strengthens Midlands valuation team with senior appointment

Bruton Knowles has appointed Jimmy James as an associate in its national valuation team,...

PROFILES