Remortgages

Accord cuts residential pricing at lower LTVs and reduces selected BTL rates

Accord Mortgages is reducing rates across parts of its residential and buy-to-let ranges, with...

Pepper Money sharpens pricing with 5.09% limited edition remortgage fix

Pepper Money has introduced a 75% loan-to-value two-year fixed remortgage at 5.09% within its...

Virgin Money’s residential and buy-to-let ranges see rate cuts and rises

Virgin Money is implementing a series of rate reductions and increases across residential and...

Nationwide reduces fixed rates by up to 0.16%

Nationwide is reducing selected two-year, three-year and five-year fixed mortgage rates by as much...

Half of borrowers undecided as fixed rates end

More than half of homeowners coming to the end of a fixed-rate deal are...

Clydesdale Bank hikes selected residential fixed rates

Clydesdale Bank is increasing a range of residential fixed rate products across purchase, remortgage...

Mortgage arrears set to hit record lows despite rate shock

Mortgage arrears are forecast to fall further over the next two years even as...

Kensington cuts rates across eKo, residential and buy-to-let ranges

Kensington Mortgages has reduced rates across its eKo proposition and introduced lower pricing on...

The Vernon unveils credit repair mortgage range

Vernon Building Society has introduced a new Credit Repair mortgage range aimed at borrowers...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has...

Virgin Money launches new 80% LTV fixes alongside wider pricing increases

Virgin Money has confirmed a new round of mortgage product changes, including the launch...

Primis brokers in Wales and South confident for 2026

Almost eight out of 10 Primis brokers in Wales and the South expect to...

Remortgaging set to rebound, says IMLA

Remortgaging is set to regain ground as the main refinancing route over the next...

The Vernon targets professional borrowers with new mortgage range

Vernon Building Society has launched a new mortgage range aimed at professional borrowers whose...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Overseas funds used by almost one in 10 home buyers

Almost one in 10 home buyers use money originating overseas to fund all or...

Two-thirds of landlords’ HMOs achieve EPC ratings of A to C

Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have...

HMRC nets £104m from landlord tax disclosures

HM Revenue & Customs recovered £104 million from voluntary landlord tax disclosures in 2025/26...

Bruton Knowles strengthens Midlands valuation team with senior appointment

Bruton Knowles has appointed Jimmy James as an associate in its national valuation team,...

PROFILES