Mortgages

Post Office slashes rates

The Post Office has cut rates on a number of products. The new rates include: Two...

Accord changes rates and criteria on buy-to-let

Accord Mortgages has made cuts of 0.10 percentage points to its range of low...

The Nationwide makes widespread rate reductions

The Nationwide Building Society has cut all of its two year fixed and tracker...

First Complete offers 337 exclusives

First Complete has lined up 337 exclusive mortgage products for the start of the...

Rate reductions at the Chelsea

Chelsea Building Society has cut the rate to two of its deals. The Society has...

New lifetime tracker from HSBC

HSBC has launched a new tracker mortgage rate. The new fee-free lifetime tracker rate is available...

Virgin Money revises product offering

Virgin Money has made a number of changes across its residential and buy-to-let mortgage...

The Leeds cuts fixed rates

The Leeds Building Society now has a two-year fixed rate mortgage at 2.09% between...

55% increase in mutual lending, year-on-year

Gross mortgage lending by building societies and other mutual lenders was £3.2 billion in...

New ‘spring specials’ from AFI

Abbey for Intermediaries (AFI) has launched a pair of seven day 'spring specials' with...

The Leeds cuts buy-to-let rate

Leeds Building Society has made reductions in the headline rate on a number of...

New fixes from Tesco Bank

Tesco Bank has launched three new fixed rate mortgage products over two, three and...

Record number of new complaint cases for FOS

The Financial Ombudsman Service (FOS) handled 2,161,439 initial enquiries and complaints from consumers over...

Nationwide raises mortgage overpayment ceiling

Nationwide Building Society has increased the amount borrowers can overpay on their mortgage. The mutual...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES