Mortgages

BoE reports lending rise

Lending secured on dwellings increased by £1.7 billion in February, compared to the average...

Saffron offers five-year BTL deals

Saffron For Intermediaries has launched two five-year fixed rate options on its buy-to-let mortgages. The...

Brightstar website cloned

Brightstar Financial has had its website cloned by fraudsters under the name of Goldenstar...

Fall in gross remortgage lending

LMS figures reveal that monthly gross remortgage lending saw a monthly fall of 5%,...

SFI offers new online mortgage transfer service

Intermediaries will now be able to transfer their existing Santander mortgage clients to a...

New buy-to-let fixes from Kent Reliance

Kent Reliance has unveiled three-year fixed rates across its standard range of buy-to-let mortgages....

New hire for Capital Advances

Former Essex-based packager Les Daley has joined Capital Advances. He has been tasking with officially...

44% year-on-year rise in advances for H&R BS

Hinckley & Rugby Building Society advanced an extra £8.1m in mortgages in a first...

Precise outlines MMR status

Precise Mortgages has published a statement of its Mortgage Market Review (MMR) readiness. The specialist...

MMR: just one month to go

There is now just one month to go until the Mortgage Market Review (MMR)...

Lloyds Bank unveils mortgage cashback offer

Lloyds Bank has announced the launch of a new offer for homemovers. From Friday...

Mortgage lending up 50% year-on-year

Gross mortgage borrowing of £11.5bn was 47% higher than in the same month last...

Borrowers rush to fix

An unprecedented number of homebuyers opted to fix their mortgage rates in February as...

Call for surveyor fast-tracking to ease shortage

A shortage of surveyors is continuing to put pressure on the secured loan sector...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Homeowners delay energy upgrades amid confusion over EPC ratings

More than two-fifths of UK homeowners have delayed or are considering delaying energy-efficiency improvements,...

Lengthy completions put mortgage offers under pressure

Homebuyers face an average five-month wait between agreeing a sale and completing, increasing the...

Insured expats still face barriers to healthcare

More than half of insured expatriates have delayed or gone without necessary healthcare because...

Mortgage lending rebounds but book growth lags

UK mortgage gross lending increased by more than a fifth during 2025, although substantially...

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