Mortgages

Fastest rise in mortgage rates in over two years

The average rate charged on a two-year fixed rate mortgage (across all LTVs) increased...

New chairman for Teachers’ Building Society

Roy Spragg has been confirmed as chairman of Teachers’ Building Society following the...

Paradigm heads to National Motorcycle Museum

Paradigm Mortgage Services will be taking its first post-Mortgage Market Review (MMR) roundtable event...

3mc in Aldermore proc fee special offer

3mc is offering brokers an enhanced procuration fee of 0.75% on all Aldermore buy-to-let...

Online mortgage applications “set to double”

16% of homeowners applied for their current mortgage online and this is set to...

New deals from Coventry Intermediaries

Coventry Intermediaries has launched new low rates on fixed rate and Flexx for Term...

NatWest and RBS pass lending milestone

NatWest and RBS have passed the £100 billion mortgage lending mark to UK customers. The...

Kent Reliance updates buy-to-let offering

Kent Reliance, part of OneSavings Bank plc, has unveiled its new large loan buy-to-let...

Homeowners expect rates to rise this year

New research from Equifax shows that homeowners are already anticipating an increase in mortgage...

Profits double at RBS

Royal Bank of Scotland has announced a pre-tax profit of £1.b billion for the...

Large fall in outstanding interest-only debt

The Council of Mortgage Lenders (CML) has reported a significant reduction in outstanding interest-only...

Post Office widens mortgage distribution

The Post Office, in partnership with its financial services provider Bank of Ireland UK,...

Blemain changes buy-to-let offering

Blemain Finance has updated its buy-to-let proposition. Key features include reduced rates across all...

Pair of new discounts deals from the Mansfield

The Mansfield Building Society has launched two new mortgages. Both are are three-year discounted rate...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Homeowners delay energy upgrades amid confusion over EPC ratings

More than two-fifths of UK homeowners have delayed or are considering delaying energy-efficiency improvements,...

Lengthy completions put mortgage offers under pressure

Homebuyers face an average five-month wait between agreeing a sale and completing, increasing the...

Insured expats still face barriers to healthcare

More than half of insured expatriates have delayed or gone without necessary healthcare because...

Mortgage lending rebounds but book growth lags

UK mortgage gross lending increased by more than a fifth during 2025, although substantially...

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