Mortgages

Fall in popularity of two-year buy-to-let fixes

Paragon Mortgages has revealed that in the second quarter there was a 4% reduction...

RBS & NatWest fined for mortgage sale failings

The Financial Conduct Authority (FCA) has fined The Royal Bank of Scotland and NatWest...

BBA: £11bn in gross mortgage borrowing

Gross mortgage borrowing in July totalled £10.9 billion, according to the British Bankers' Association...

Clydesdale and Yorkshire Banks unveil new range

Today has seen the launch of a new range of mortgages from Clydesdale and...

Virgin Money announces rate reductions

Virgin Money has made reductions to selected fixed rate and tracker products within its buy-to-let...

Barclays makes a number of rate cuts

Barclays has launched new and reduced mortgage rates by up to 0.20 percentage points...

Correctly packagers apps more vital than ever

One of the consequences of the introduction of new MMR requirements is that brokers...

High LTV lending recovering

Last month represented the strongest July for house purchase lending since the financial crisis,...

Magellan partners with Payplan

Specialist credit repair lender Magellan Homeloans is working with Payplan Financial Services (PFS) to...

New five-year deals from the Leeds

The Leeds Building Society is adding two new five-year fixed rate mortgages tomorrow (14...

CML to run ideas competition

The Council of Mortgage Lenders (CML) is inviting anyone with constructive ideas to improve...

Two new five-year fixes from Virgin Money

Virgin Money has launched two new products for remortgage customers, which have no product...

NatWest IS makes rate cuts

NatWest Intermediary Solutions is introducing a number of rate reductions of between 10-40bps on residential...

CML: MMR having “gentle dampener” effect

New data published by the Council of Mortgage Lenders (CML) on the characteristics of...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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