Mortgages

Santander cuts rates

Santander is reducing rates by up to 0.25 percentage points across its residential mortgage...

No let-up in HTB demand for NatWest/RBS

NatWest and RBS say they are continuing to see strong demand from first-time...

Accord cuts five-year rates

Accord has reduced a selection of its five-year fixed rate mortgages by 0.10 percentage...

FTBs bedrock of Aldermore’s Help to Buy customer base

Following government Help to Buy statistics published today, Aldermore has revealed figures showing that...

Over half of homeowners will struggle with rate rise

Research commissioned by credit information provider Equifax and carried out by YouGov shows that...

HSBC unveils fee-free remortgage range

HSBC is now offering a new range of low rate remortgage products with no...

TMA offers exclusive Virgin Money mortgages

Virgin Money has unveiled a new range of residential and buy-to-let mortgages available exclusively...

New seminar theatres for Financial Services Expo

Financial Services Expo (FSE) London has announced a range of new seminar theatres to...

House purchase lending returns to “robust health”

The number of loan approvals for house purchase was 66,569 in July, compared to...

Post Office offers 1.98% two-year fix

Post Office has unveiled a range of new mortgage deals. The new range includes a...

Metro Bank rejigs resi and BTL offerings

Metro Bank has revised its residential and buy-to-let mortgage ranges. For residential mortgages under...

First Direct cuts fixed rates

First Direct is reducing all fixed rate mortgages in its range as well as...

Accord Buy-to-Let cuts rates

Accord Buy-to-Let has cut some of its mortgages by 0.25 percentage points as well...

New deals from Virgin Money

Virgin Money has announced a new range of residential and buy-to-let mortgage products. The...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

PROFILES