Mortgages

FCA unveils its Innovation Hub to promote FS competition

The Financial Conduct Authority’s (FCA) Innovation Hub is now open and offering support to innovators. It...

BTL lenders “offering landlords what they need”

Buy-to-let borrowers are benefiting from increased competition, which is driving down fees and charges,...

Five-year rate cuts from Metro Bank

Metro Bank has cut rates on its residential five-year fixed rate mortgages by up...

TMW raises maximum first-time landlord LTV

The Mortgage Works (TMW) is increasing its maximum loan to value (LTV) for first...

Tesco Bank cuts rates

Tesco Bank has cut rates by up to 0.4 percentage points across its range...

Brokers expect more business over next year

The latest quarterly intermediary survey from Paragon Mortgages has found that intermediaries are upbeat...

Blacks added to Precise panel

Blacks Connect has been added to the solicitor panel of specialist mortgage lender Precise...

Jerrold Holdings makes six marketing appointments

Jerrold Holdings has added six new members to its marketing division, yet the business...

Managing client expectations in a ‘price war’

The end of year ‘Price War’ appears to be in full effect and will...

Halifax cuts 90% LTV rates

Halifax has cut the rates on its two-year 90% loan-to-value (LTV) mortgages by 0.75...

Accord improves high LTV offering

Accord Mortgages has cut rates on its 90% and 95% LTV mortgages by up...

Shared ownership refresh by the Mansfield

The Mansfield Building Society has revamped its range of shared ownership products. The three new...

New 10-year deal from the West Brom

The West Bromwich Building Society is now offering a 10-year fix at 3.99% with...

Paradigm to hold Belfast roundtable event

Paradigm Mortgage Services is heading back to Belfast for its next mortgage and protection...

COMMENT

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a more structured approach to property ownership. The market has seen a...

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients whose circumstances fall outside traditional lending models. From self-employed professionals...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

Latest news

GB Bank chief exec to step down after return to profit

GB Bank chief executive Mike Says is to retire from the role at the...

Ampla Finance adds three hires to support introducers

Ampla Finance has appointed three staff across marketing and growth roles as it looks...

FCA to review whether APRs help borrowers compare credit costs

The Financial Conduct Authority is seeking views on whether annual percentage rates remain the...

Beyond the walk: Mortgage leaders talk mental health

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

PROFILES