Mortgages

Twenty7Tec launches mortgage, secured and bridging software

Twenty7Tec has introduced a combined mortgage, secured and bridging loan sourcing system. It utilises MortgageSource, Twenty7Tec’s mortgage sourcing...

Virgin Money cuts resi and BTL rates

Virgin Money has made changes to its residential and buy-to-let mortgage range.  Intermediary exclusive product change Two-year fixed...

Many younger buyers expect having a mortgage in retirement

A survey conducted by the Building Societies Association (BSA) has found that around half...

CML: house purchase lending in April “relatively subdued”

The Council of Mortgages Lenders has confirmed that, as previously reported, gross lending in...

Proc fee hike from the Leeds

The Leeds Building Society has increased procuration fees for directly authorised intermediaries. The mutual has increased the...

The Skipton improves new build proposition

Skipton Intermediaries is increasing the maximum acceptable LTV on new build flats to 90%...

Call for broad-ranging debate over housing crisis

Citizens Advice has called for a wider debate about the housing challenges facing the...

Accord cuts 90% LTV rates

Accord is cutting its 90% LTV mortgages by up to 0.25 percentage points. The intermediary-only...

The Hinckley & Rugby unveils BTL exclusive

Hinckley & Rugby Building Society has introduced an exclusive buy-to-let offset mortgage through London...

Front Events to hold networking race day

Front Events, the events company responsible for the Financial Services Expo (FSE), has announced...

TSB cuts shared ownership and shared equity rates

TSB has reduced mortgage rates by up to 0.65 percentage points on shared ownership/equity...

We need greater clarity around MMR requirements

Last month I attended the ‘Great Retirement Money Debate’ which took place in London...

Fleet Mortgages unveils automatic DIP system

Fleet Mortgages has launched its new automatic decision-in-principle (DIP) system, which can be used...

Advisers forecast protection sales boost

72% of mortgage protection advisers believe there will be an increase in protection sales...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES