Mortgages

FTBs nearly 10% better off buying than renting

Latest research from Halifax suggests that first-time buyers in the UK are £742 (9%)...

Brightstar expands specialist first charge team

Brightstar Finance has recruited Kevin Ward to join the specialist first charge and buy-to-let...

Halifax slashes 0-60% LTV mortgage rates

Halifax has cut rates across its 0-60% LTV two year fixed rate products for...

Deflation could mean windfall for tracker borrowers

The announcement yesterday by the director general of the Bank of England Mark Carney...

UK heading for negative inflation

The governor of the Bank of England has warned that inflation could turn negative...

Repossessions at lowest level since 2006

The number of repossessions fell to 21,000 in 2014 - 26% fewer than the...

HML predicts repossession rate of 0.20% this year

HML has forecast that there will be 20,606 residential property repossessions in 2015. The forecast comes as the...

The Mansfield revamps affordability criteria

The Mansfield Building Society has updated its affordability criteria. Following analysis of data from the...

Fastest monthly increase in house purchase lending in six years

There were 65,778 house purchase approvals in January, chartered surveyor e.surv has reported. This...

TSB pilots 95% 10-year fix

TSB is launching a new range of fixed rate mortgages with up to 95%...

Fleet Mortgages reprices following broker feedback

Fleet Mortgages has introduced new lifetime tracker products and a number of price cuts...

New head of mortgages at Nationwide

The Nationwide Building Society has announced that Tracie Pearce, the mutual's head of savings,...

The Leeds hires new build specialist

The Leeds Building Society has appointed a new corporate account manager specialising in the...

Strong January for buy-to-let

Connells Survey and Valuation has reported that the buy-to-let sector surged ahead of other...

COMMENT

Beyond the walk: Mortgage Leaders talk mental health – part 4

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Plugging the first-time buyer knowledge gap

A couple of weeks ago, I found myself down at my local, surrounded by family, friends and the usual mix of conversation. Among the...

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a more structured approach to property ownership. The market has seen a...

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients whose circumstances fall outside traditional lending models. From self-employed professionals...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Latest news

Bank holds rate as energy shock clouds mortgage outlook

The Bank of England has held Bank Rate at 3.75% as policymakers assess the...

NatWest launches mortgage guidance through ChatGPT

NatWest Group has become the first UK bank to launch an app in ChatGPT,...

Brokers told not to wait for FCA review before reassessing later life lending advice

Brokers should reassess how they approach older borrowers now rather than wait for regulatory...

Renters would buy if mortgage payments matched rent, MAB research finds

Nearly half of renters would buy a home immediately if their monthly mortgage payments...

PROFILES