Mortgages

CML: 2015 lending likely to exceed our forecast

Gross mortgage lending reached an estimated £21.8 billion in October, according to the Council of...

Virgin Money unveils new BTL exclusives

Virgin Money has made changes to its mortgage range, including the launch of a...

New discount deals from the Leeds

The Leeds Building Society has added two new higher loan to value (LTV) discount products...

Assess remortgages and second charges “without prejudice”

Tim Wheeldon, joint managing director at Fluent Money, has responded to the belief that second charge...

Y3S offers ARs an olive branch

Y3S Loans has claimed that the majority of mortgage network Appointed Representatives (ARs) are confused...

Fleet Mortgages issues limited company BTL guide

Fleet Mortgages has published a new guide for intermediaries focusing on the limited company buy-to-let sector. Entitled...

The Skipton unveils HTB and new build deals

The Skipton Building Society will launch a revised new build and Help to Buy product...

50% year-on-year rise in applications for Kensington

Kensington has reported a record month in October, with mortgage applications and completions hitting their highest...

New BTL exclusives from Precise Mortgages

Precise Mortgages has launched a limited edition range of buy-to-let exclusives. New deals include the...

Remortgaging “roaring ahead”

UK remortgaging activity has increased dramatically over the past 12 months, according to latest...

The Leeds instructs valuation on application day

The Leeds Building Society has altered how it instructs surveyors for valuations to help...

House prices up 6.1% year-on-year

UK house prices increased by 6.1% in the year to September 2015, up from...

Coventry for Intermediaries offers its lowest ever BTL fix

Coventry for Intermediaries has cut interest rates across its buy-to-let range of two and five-year...

Paradigm produces new MCD update

Paradigm Mortgage Services has published its latest Mortgage Credit Directive (MCD) implementation update for...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES