Mortgages

SBG hires head of lender relationships

Sesame Bankhall Group (SBG) has appointed Jane Benjamin as head of lender relationships. ...

BBA: gross mortgage borrowing up 24% year-on-year

The British Bankers' Association (BBA) has stated that gross mortgage borrowing of £12.4 billion...

FCA issues consumer warning on overseas self-cert firms

The Financial Conduct Authority (FCA) has published advice for consumers over self-certified mortgages from...

RBS puts aside more money in “clean-up” operation

The Royal Bank of Scotland has put aside an additional £1.5 billion in relation...

Paragon expects trend towards professional landlords

The Paragon Group of Companies has issued a trading statement, based upon the business...

New FCA boss appointed

Andrew Bailey has been appointed as the new permanent chief executive of the Financial...

FHL hires marketing manager

Emma Lightfoot has joined Foundation Home Loans as marketing manager. She joins the Bracknell-based specialist...

Nine-year high for equity withdrawals

The total amount of equity withdrawn through remortgaging reached £837m in the final month...

Why the long face?

One can’t help but come back to the market after the new year break...

SBG hires business development director

Sesame Bankhall Group (SBG) has appointed Jeff Woods as its business development director.  Woods has 25 years...

Dudley introduces new buy-to-let deals

The Dudley Building Society has launched new buy-to-let products, with four discounted rate and four...

Colin Snowdon to join lender as MD

Colin Snowdon is to join Pepper Homeloans as its managing director on 1 February. In his...

Fleet Mortgages reveals first year lending stats

Fleet Mortgages has announced that £1.2 billion of business "flowed through its system" in its first...

New scoring system unveiled

A new cloud-based scoring service that aims to help lenders improve loan quality and acceptance...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES