Mortgages

Major rises in purchase and remortgage activity

The Council of Mortgage Lenders (CML) has revealed that during February, home-owners borrowed £8.7bn...

Board change at OneSavings Bank

Malcolm McCaig, independent non-executive director of OneSavings Bank plc (OSB), will be stepping down...

Skipton extends web chat to eMortgage system

Skipton Intermediaries is extending its web chat service to provide further support to brokers. It...

New Street completes five-day mortgage app

For the first time, New Street Mortgages has issued a mortgage offer within five...

March surge in first-time buyer activity

Connells Survey & Valuation has reported that in March the total number of valuations...

Kensington now distributed by Brightstar 

Kensington, which announced its decision to work with specialist distribution again last month, has selected Brightstar...

Sharp rise in valuations

In March, the total number of valuations carried out rose 8% year-on-year and grew...

Kensington ups max loan ceilings

Kensington Mortgages has raised the maximum loan limits for first-time buyers and buy-to-let mortgages. ...

HSBC broadens its mortgage distribution

HSBC is widening the availability of its mortgages through three new brokers. The three new...

CML members green-light merger

The Council of Mortgage Lenders' (CML) members have voted in favour of the proposal...

FCA allows affordability waiver for lifetime mortgages

The Financial Conduct Authority (FCA) has decided allow lifetime mortgage lenders to apply for...

The Mortgage Lender hires head of sales

The Mortgage Lender has appointed Paula Priest, a former sales and relationship manager with...

Identity tweak for Keystone

Keystone Buy to Let Mortgages has changed its name to Keystone Property Finance. The...

New offsets from the Chelsea

The Chelsea Building Society has launched a new fee-free offset range. All mortgages in...

COMMENT

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike...

No mandate for automatic cohabitation rights, Deech warns

Proposals giving cohabiting couples automatic rights over homes, pensions and other assets lack clear...

Bristol tops 2026 Japanese knotweed hotspots

Bristol has retained its position as England’s Japanese knotweed capital, recording more than twice...

Marsden passes £100m Guernsey lending milestone

Marsden Building Society has surpassed £100m in mortgage completions in Guernsey through its partnership...

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