Mortgages

FTB concern around mortgage affordability on the rise

The latest quarterly First Time Buyer Index from Aldermore has found that 67% of aspiring...

Keystone joins SimplyBiz Mortgages panel

SimplyBiz Mortgages has announced its partnership with specialist buy-to-let lender Keystone Property Finance. With...

YBS unveils its lowest ever fixed rate mortgage

The Yorkshire Building Society has launched a two-year mortgage at 0.99%, its lowest ever fixed rate...

Base rate rise on the horizon?

The Bank of England’s Monetary Policy Committee (MPC) has voted by a majority of...

Profits and originations up at OneSavings Bank

OneSavings Bank (OSB) has reported a rise of 29% in underlying pre-tax profits to...

Together supports tenant’s e-petition

Specialist lender Together is backing a petition calling for rent payments to be proof...

Shawbrook offers over-55s new interest-only deal

Shawbrook Bank has expanded its mortgage offering with the launch of a new '55 plus'...

Rise in first-time buyer activity for February

Connells Survey & Valuation has reported that first-time buyer activity increased to 36% of market activity...

CML: ‘flattish’ mortgage market in January

The Council of Mortgage Lenders (CML) has reported that home buyers borrowed £8.4bn in...

26% increase in enquiries in Q4

The Intermediary Mortgage Lender’s Association (IMLA) has reported that there was a significant rise...

The Leeds tweaks LTI criteria

The Leeds Building Society is adjusting its loan to income (LTI) criteria for some...

DAs not happy with FSCS funding position

A new survey from TMA Mortgage Club has found that Directly Authorised advisers (DAs)...

Call to ‘Challenge TML’

The Mortgage Lender (TML) has launched its 'Challenge TML' campaign. According to research conducted on behalf...

Vida Homeloans unveils residential maximum loan calculator

Vida Homeloans has announced the launch of its new online Residential Max Loan Calculator...

COMMENT

Leasehold reform has a September window – will Burnham use it?

At the time of writing, the Commonhold and Leasehold Reform Bill still has no published First Reading date.  But is it imminent? Andy Burnham entered...

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Latest news

Pivotal reports 121% growth in second charge lending

Pivotal has reported a 121% year-on-year increase in second charge lending through its Believe...

ModaMortgages trims limited-edition five-year fixed rates

ModaMortgages has reduced rates by up to 10 basis points across its limited-edition five-year...

Providence agrees deal to acquire Hometrack

Providence Equity Partners has agreed to acquire Hometrack, the residential property valuation and risk...

The Coventry cuts fixed rates by up to 20bps

Coventry for intermediaries has reduced every fixed-rate mortgage in its range, with lower rates...

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