Mortgages

Together cuts swathe of rates

Together has made its lowest ever fixed-rate mortgages available to customers wanting finance for...

Atom bank cuts prime and near prime rates

Atom bank has reduced its prime and near prime mortgage rates by up to 0.55...

Flexible lending criteria more important than before pandemic

The pandemic has altered customers’ priorities when looking for a lender, according to new...

The Skipton to offer 95% LTV on new builds

The Skipton Building Society is to enter the 95% loan to value new build...

Virgin Money & Clydesdale launch service commitment

Virgin Money & Clydesdale Bank are to relaunch an Intermediary Service Commitment later this...

The Dudley unveils new expat offering

The Dudley Building Society is targeting the expat sector with a revamped mortgage range. The product...

BuildLoan & Buckinghamshire BS launch new self-build deal

BuildLoan has teamed up with the Buckinghamshire Building Society to unveil a new custom...

The Money Group and Smartr365 holding educational roadshows

Smartr365 and The Money Group are holding a series of roadshows to inform and educate...

Large growth in bespoke lending for Bank of Ireland Intermediaries

Bank of Ireland for Intermediaries' bespoke new lending increased by around 170% to £259...

Majority of industry professionals want EPC ratings reflected in valuations

71% of property professionals think valuers should reflect the EPC rating in value depending...

OMS integrates with Selina Finance

One Mortgage System (OMS) has completed a full integration with lender Selina Finance. The integration...

Truswell joins Tugwell at Vida

John Truswell has been appointed as head of intermediary distribution for specialist lender, Vida.  ...

LMS: stable remortgage activity here to stay

LMS has published its Monthly Remortgage Snapshot for remortgage market activity during June 2021. £200...

Virgin Money allows for electronic signatures

Virgin Money will now accept electronic signatures on residential and buy-to-let mortgage declarations. The lender...

COMMENT

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Latest news

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the...

Barclays widens affordability criteria for company directors

Barclays has widened its mortgage affordability criteria for limited company directors by expanding the...

Just 16% of full-time workers have income protection

Only 16% of full-time workers have income protection - highlighting a significant protection gap...

Goldman Sachs reduces Secure Trust Bank holding below 3%

Goldman Sachs has reduced its disclosed voting interest in Secure Trust Bank from 3.15%...

PROFILES