Mortgages

Legal & General offers product exclusive to SmartrFit users

Legal & General has introduced a product exclusive for users of its SmartrFit tool...

MPowered Mortgages cuts fixed rate mortgages

MPowered Mortgages has reduced rates across its residential fixed rate range by up to...

Hometrack unveils Property Listings Data tool

Hometrack, the provider of valuation solutions, has launched its Property Listings Data tool. It  to deliver key...

Sesame Bankhall Group makes three senior internal appointments

Sesame Bankhall Group (SBG) has announced three senior internal appointments to help drive the...

Twenty7Tec: mortgage availability has stabilised

Twenty7tec has issued its findings based on its mortgage platform data for October 2022. The...

Lenders’ systems “under immense pressure”

Iress has launched its 2022 Mortgage Efficiency Survey, highlighting the opportunities and challenges faced...

Bank of England hikes Bank Rate to 3%

The Bank of England’s Monetary Policy Committee (MPC) has voted by a majority of...

Dual pricing will destroy broker-lender relations

Just Mortgages has responded to feedback from its brokers that some lenders are reintroducing...

Virgin Money unveils new exclusive two-year fix

Virgin Money has reduced selected residential fixed rates and launched a new exclusive mortgage. The new products...

Only one-quarter of landlords have EPC rating of C or better

71% of landlords in the UK still own rental properties with an energy performance...

HTB appoints MD for specialist mortgages

Hampshire Trust Bank (HTB) has appointed Chris Daly as managing director of its specialist...

Advisers’ clients have little understanding of green mortgages

63% of mortgage advisers say their clients have never heard of the term ‘green...

Stafford Railway BS joins LMS Panel Link

LMS has announced its partnership with Stafford Railway Building Society. It will become the 33rd lender...

Skipton re-enters BTL market and reduces five-year residential rates

Skipton Building Society has re-entered buy-to-let lending and also reduced rates across its five-year residential...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Ireland boosts Help to Buy as UK prepares new first-time buyer scheme

Ireland has increased the maximum support available to first-time buyers under its Help to...

Reeves ranked least successful of five recent chancellors in poll

Rachel Reeves has been rated the least successful of the past five chancellors in...

Teachers for Intermediaries raises new-build LTV limit to 95%

Teachers for Intermediaries has increased its maximum LTV on new-build houses and flats to...

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in...

PROFILES