Mortgages

Meeting the needs of the self-employed

Historically speaking, self-employed borrowers have faced an uphill battle when it comes to securing...

Housing policy formulation should outlive electoral cycles

The housing market is riddled with serious issues around affordability and quality, which can...

Acre integrates affordability directly into platform’s sourcing grid

Acre has introduced its new affordability and sourcing capabilities. Its sourcing engine provides the ability...

Hodge cuts professional mortgage rates

Hodge has made further reductions on rates across its Professional Mortgage range. It is the...

Over a quarter of adults with complex incomes have been denied a mortgage

28% of adults with non-typical income streams, including those who are self-employed, freelance, or...

Foundation Home Loans cuts owner-occupied and BTL rates

Foundation Home Loans has announced rate reductions of up to 0.70% across its core...

Mike Walters appointed sales director at Admiral Money

Admiral Money has announced the appointment of Mike Walters as sales director. Walters (pictured) joins...

Advisers losing confidence in lender product development

A recent survey by Mortgage Broker Tools (MBT) has found that mortgage brokers believe...

MPowered Mortgages improves cashback offering

MPowered Mortgages has unveiled a new range of products for larger loans with bolstered...

Brokers upbeat about business volumes over next 12 months

Mortgage brokers are staying positive about the outlook for their business volumes in the...

The Saffron removes proc fee caps

Saffron Building Society is removing procuration fee caps from its full product offering. The...

A time for firms to learn, explore and evaluate

The intermediary community has always been adept at embracing change and evolving to maintain...

Precise Mortgages launches new residential range

Precise Mortgages, part of the OSB Group, has launched a new range of residential...

Recognise Bank appoints VAS Panel

Recognise Bank has appointed VAS Panel to speed up valuation turnaround times and give...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Tories put stamp duty abolition at heart of housing shake-up

The Conservatives have pledged again to scrap stamp duty as part of a housing...

Target Group adds Carla Stent to board

Target Group has appointed Carla Stent as a non-executive director, adding further financial services,...

Later life lending summit to focus on changing advice needs

Mortgage advisers will be encouraged to consider how longer borrowing lives and increasingly complex...

National Friendly launches mortgage-linked income protection cover

National Friendly has launched a short-term income protection product designed to cover mortgage payments...

PROFILES