Mortgages

Secured loans offer window of opportunity ahead of remortgaging

It’s coming up to decision time for millions of mortgage borrowers. According to market...

Vida unveils 90% LTV seven-year fix

Vida is expanding its residential product range with a new seven-year fixed rate at...

Atom bank once again cuts Prime and Near Prime rates

Atom bank has made further fixed rate reductions across its Prime and Near Prime...

Paradigm launches annual ‘help fight hunger’ charity drive

Paradigm has launched its sixth annual ‘Reverse Advent’ charity drive running throughout November and...

MPC votes 6-3 to hold rates

The Bank of England’s Monetary Policy Committee (MPC) has chosen to maintain the Bank...

Stamp Duty bill in London 356 greater than East Midlands 

Stamp Duty on an average priced property in London is 356 times higher than...

Gen H further reduces mortgage rates

Gen H has made a second round of rate reductions four working days after...

MFS to pilot commercial & semi-commercial buy-to-let deals

Market Financial Solutions (MFS) has launched a pilot for a new range of semi-commercial...

Atom bank raises £100m+ in new equity capital

Atom bank has raised over £100m in new equity capital from long-term shareholders BBVA,...

Suffolk BS introduces new eco self-build mortgage

Suffolk Building Society is encouraging the build and renovation of energy efficient homes with...

FTB mortgage lending set to reach £71bn by 2025

The value of the first-time buyer economy, comprised of lending and spending, is set...

Pepper Money improves affordability with criteria changes

Pepper Money has made a series of improvements to its lending criteria to help...

Net fall in September mortgage approvals for house purchases

The Bank of England has reported that net borrowing of mortgage debt by individuals...

Molo joins Finova panel

Finova Payment and Mortgage Services has announced its partnership with digital mortgage lender Molo,...

COMMENT

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Closing the protection gap starts with informed clients

Millions of people have no protection insurance coverage and could be left vulnerable in the event of a death in the family, serious illness...

Latest news

Green rent cap plan could squeeze buy-to-let affordability

Green Party proposals to restrict private rent increases for three years could make it...

Firms’ confidence in FCA rises as satisfaction hits 79%

Confidence in the Financial Conduct Authority has increased, with almost eight in 10 regulated...

Westmarq challenges surveying ‘duopoly’ as it targets lender business

Westmarq has challenged mortgage lenders to move more of their valuation business away from...

Advice firms step up technology use as integration remains key obstacle

Financial advice firms are taking a more proactive approach to technology, but integrating new...

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