Mortgages

Four out of 10 first-time buyers face stamp duty bill

Thousands of first-time buyers in England will face higher upfront costs when purchasing a...

UK property transactions surged in February ahead of stamp duty deadline

The number of UK residential property transactions saw a significant increase in February 2025,...

Spring Statement 2025: a market underwhelmed and disappointed

Surprise surprise: the mortgage market, the problem child for the government, has been overlooked...

Accord supports FTBs with £6,250 cashback mortgage

Accord Mortgages has unveiled a new mortgage range offering up to £6,250 cashback to...

Virgin Money cuts select purchase, remortgage and BTL rates

Virgin Money is reducing selected fixed rates today (Friday 28 March). Details are as follows: Exclusive...

Market Harborough grows mortgage book by £66m

Market Harborough Building Society has reported a pre-tax profit of £3.4m for 2024. The specialist...

Together completes sub-performing loan securitisation

Together Financial Services has completed its new Brooks Asset Backed Securitisation 2 Limited (BABS2)...

Atom bank ups maximum near prime LTV

Atom bank has increased the maximum loan-to-value (LTV) available on its Near Prime range...

House prices rise at fastest rate in two years

House prices in the UK increased at their fastest annual pace in two years,...

Saffron cuts owner-occupied rates

Saffron for Intermediaries has announced rate reductions across its Owner Occupied range. The full series...

OMS integrates with Nationwide Building Society

One Mortgage System (OMS) has announced a new milestone in its growth, unveiling a...

LendInvest secures £250m Societe Generale funding facility

LendInvest has agreed a new £250 million warehouse facility with Societe Generale. The facility represents...

The Marsden relaunches 95% LTV deal at 4.99%

Marsden Building Society has relaunched a new 95% loan to value (LTV) residential mortgage...

Scotland’s mortgage market gets a green boost with new training programme

The Green Finance Institute (GFI), in collaboration with the Scottish Government, is launching its...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

PROFILES