Mortgages

FTBs show widespread lack of shared ownership understanding

Only 35% of prospective first-time buyers can accurately define shared ownership, suggesting that many...

Majority of couples see buying a home as bigger commitment than marriage

64% of adults in unwedded relationships would prioritise getting on the property ladder over...

Coventry for intermediaries cuts select residential rates

Coventry for intermediaries has announced reductions to selected residential fixed rates by up to...

Credit scoring vs credit checking in a tougher market

Understanding the fundamental differences between a credit score and a credit check and how...

Dudley BS cuts rates by up to 0.80%

Dudley Building Society is making rate cuts across its residential, buy-to-let, holiday let, expat,...

BBR hold decision shouldn’t take away from positive outlook

After this month’s MPC meeting and the decision to hold Bank Base Rate (BBR)...

Atom bank improves criteria for near prime offering

Atom bank has made changes to its Near Prime criteria. Unsatisfied registered defaults are now...

West One Loans adds new 65% LTV tier

West One Loans has unveiled a new 65% LTV tier with lower rates. The...

Leeds BS cuts rates and adds new 95% LTV options

Leeds Building Society had made reductions across its mortgage range to cut the cost...

Mansfield BS adds criteria search to website

Mansfield Building Society has added a new criteria search function on its website, helping...

Residential By Foundation launches into JBSP arena

Residential by Foundation has moved into the Joint Borrower Sole Proprietor (JBSP) product space...

April Mortgages unveils purchase mortgage range

April Mortgages has launched a new, 'Dutch style', house purchase mortgage range. All intermediary firms...

Gen H boosts five-year product affordability

Residential mortgage lender Gen H has started to differentiate between its two and three-year...

Precise adds new one-year fixed and lifetime tracker residential options

Precise, part of OSB Group, has expanded its residential offering with one-year fixed rate...

COMMENT

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a more structured approach to property ownership. The market has seen a...

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients whose circumstances fall outside traditional lending models. From self-employed professionals...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

Latest news

Family Building Society cuts minimum property value to £75k

Family Building Society has lowered its minimum property value from £120,000 to £75,000 across...

360 Lifecycle adds Checkmyfile credit reporting link

360 Lifecycle has partnered with Checkmyfile to give advisers access to clients’ multi-agency credit...

Barclays cuts rates and launches sub-4% Premier tracker

Barclays will cut selected mortgage rates from Thursday 30 April and launch a Premier...

Millennials still locked out of homeownership

Only 5% of millennials have reached the life milestones they expected as teenagers, according...

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