Mortgages

Lenders expect dip in mortgage demand despite easing credit conditions

Demand for mortgages for house purchases is expected to fall over the summer months,...

Pepper Money launches new near prime fixed rate product

Specialist lender Pepper Money has unveiled a limited-edition summer product as part of its...

Precise trims residential fixed rates to support affordability

Specialist lender Precise Mortgages has reduced pricing across its 2 and 3-year fixed rate...

First-time buyers leaning harder on high LTV loans

First-time buyers are relying increasingly on high loan to value mortgages to purchase homes,...

Redwood reports near doubling of new lending in 2024

Specialist business bank Redwood has reported a sharp increase in new lending for 2024,...

Gen H’s deals now start at 4.89%

Gen H has announced a fresh round of rate cuts across its mortgage range,...

Virgin Money cuts fixed rates across residential and BTL

Virgin Money is set to reduce rates across a number of its fixed mortgage...

Access FS partners with Afin Bank to boost mortgage access for diaspora communities

Access Financial Services has announced a strategic partnership with Afin Bank, a new entrant...

Hinckley & Rugby unveils 4.81% discounted remortgage with fee-assisted legal support

Hinckley & Rugby for Intermediaries has launched a new two-year discounted remortgage product, priced...

The Mansfield doubles maximum loan sizes

Mansfield Building Society has doubled its maximum loan sizes across both buy-to-let and residential...

Vida enhances affordability criteria and launches new BTL range

Vida Homeloans has introduced a significant overhaul to its residential affordability assessments. The change is...

Barclays reduces residential purchase and remortgage rates

Barclays is introducing further reductions across its residential mortgage range, with revised rates taking...

Mortgage market begins to stir as approvals rise in May

Mortgage lending staged a modest recovery in May, according to new data from the...

The Dudley’s gross mortgage lending grows 19% over two years

Dudley Building Society has reported continued growth in both lending and customer assets, with...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Eleos launches income protection with redundancy cover

Eleos Life has launched an income protection policy covering redundancy alongside illness and injury...

Trade bodies welcome first-time buyer scheme but call for careful design

Mortgage trade bodies have welcomed the government's proposed Your First Home scheme, while warning...

Advice firm wins first client through ChatGPT after AI visibility push

A financial advice firm secured its first client through ChatGPT within two weeks of...

Alps expands landlord insurance add-ons on Acturis

Alps has made its full range of let property insurance add-ons available through the...

PROFILES